See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 11 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AIMS EIN 91-1485366 MEMBER ORGANIZATION | Other services; Contract Administrator Service code 13 | 1206 N. LINCOLN SUITE 200 SPOKANE, WA 99201 | $143K |
| ABD INSURANCE AND FINANCIAL SERVICE EIN 27-0673528 GROUP CONSULTING SERVICES | Consulting (pension); Other services Service code 17 | 450. SANESOME STREET, STE 300 SAN FRANCISCO, CA 94111 | $116K |
| HUB INTERNATIONAL NORTHWEST LLC. EIN 91-2036015 | Insurance agents and brokers Service code 22 | 12100 NE. 195TH ST SUITE B BOTHELL, WA 98011 | $110K |
| AIIN EIN 91-0131100 MEMBER ORGANIZATION | Plan Administrator; Other services Service code 14 | 1206 N. LINCOLN SUITE 200 SPOKANE, WA 99201 | $52K |
| BROWN & BROWN OF WA INC. EIN 91-0378940 | Insurance agents and brokers Service code 22 | 1501 4TH AVE, SUITE 2400 SEATTLE, WA 98101 | $34K |
| PAYNEWEST INSURANCE INC. EIN 81-0479558 | Insurance agents and brokers Service code 22 | 501 N, RIVERPOINT STE. 403 SPOKANE, WA 98101 | $28K |
| CENTURY INSURANCE GROUP, LLC. EIN 91-1193195 | Insurance agents and brokers Service code 22 | 572 SW. BLUFF DR. STE 100 BEND, WA 99202 | $21K |
| THE PARTNERS GROUP FIDELITY BOND | Other services; Insurance services Service code 23 | 11125 SE. 6TH STREET, SUITE 110. BELLEVUE, WA 98004 | $20K |
| CLEARVIEW INSURANCE SERVICES INC, EIN 46-0598462 | Insurance agents and brokers Service code 22 | 1420 NW GILMAN BLVD. 2116 ISSAQUAH, WA 98027 | $20K |
| DINGUS, ZARECOR, & ASSOCIATES PLLC. AUDITOR | Other services; Accounting (including auditing) Service code 10 | 12015 EAST MAIN SPOKANE VALLEY, WA 99206 | $15K |
| BTG AND ASSOCIATES EIN 94-3131974 | Insurance agents and brokers Service code 22 | 3120 139TH AVE SE SUITE 5 BEELEVUE, WA 98007 | $10K |
| LEAVITT GROUP NORTHWEST EIN 91-1366133 | Insurance agents and brokers Service code 22 | PO BOX 65770 UNIVERSITY PLACE, WA 98464 | $10K |
| DIGITAL INSURANCE INC. | Insurance agents and brokers Service code 22 | 5713 DR. NW. GIG HARBOUR, WA 983357371 | $9K |
| POINTGUARD FINANCIAL EIN 20-0079326 INSURANCE PROVIDER | Consulting (general); Other services Service code 16 | 420 N. EVERGREEN SUITE 100 SPOKANE VALLEY, WA 99216 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 579 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 579 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 839 | $20.6M |
| Dental | DELTA DENTAL OF WASHINGTON | 360 | $236K |
| Vision | VISION SERVICE PLAN | 403 | $34K |
| Life insurance | THE STANDARD INSURANCE COMPANY | 630 | $22K |
| Short-term disability | THE STANDARD INSURANCE COMPANY | 630 | $22K |
| Long-term disability | THE STANDARD INSURANCE COMPANY | 630 | $22K |
| Prescription drug(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 839 | $20.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 839 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.