No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PACIFIC FEDERAL LLC EIN 47-3302715 NONE | Consulting (general); Contract Administrator Service code 13 | — | $284K |
| MILLIMAN EIN 91-0675641 NONE | Consulting (general) Service code 16 | — | $50K |
| BLEIWEISS COMMUNICATIONS INC EIN 95-3676526 NONE | Direct payment from the plan Service code 50 | — | $37K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Accounting (including auditing) Service code 10 | — | $16K |
| WOHLNER KAPLON CUTLER HALFORD EIN 95-4177931 NONE | Legal Service code 29 | — | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 605 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 605 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 1,067 | $23.4M |
| Dental(4 contracts, 4 carriers) | SIMNSA | 596 | $1.1M |
| Vision(2 contracts, 2 carriers) | DAVIS VISION (HM LIFE INSURANCE CO) | 1,656 | $191K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 437 | $23K |
| Prescription drug | BLUE SHIELD OF CALIFORNIA | 99 | $2.2M |
| Other(4 contracts, 4 carriers) | LIBERTY DENTAL PLAN REINSURANCE COMPANY, LTD. | 596 | $494K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,656 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.