See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| FMH CORESOURCE EIN 35-1846036 THIRD PARTY ADMIN | Contract Administrator Service code 13 | — | $3.3M |
| DEAN HEALTH PLAN EIN 39-1535024 STAFF OF EMPLOYER | Other services Service code 49 | — | $2.1M |
| MULTIPLAN EIN 13-3068979 NONE | Other services Service code 49 | — | $1.5M |
| OPTUM HEALTH NETWORK EIN 41-1940493 NONE | Insurance services; Other services Service code 23 | — | $1.3M |
| AON EIN 22-2232264 THIRD PARTY ADMIN | Contract Administrator; Other services Service code 13 | — | $1.2M |
| NAVITUS HEALTH SOLUTIONS LLC EIN 04-3608530 STAFF OF EMPLOYER | Contract Administrator Service code 13 | — | $777K |
| SSM HEALTH CARE SYSTEM EIN 46-6029223 STAFF OF EMPLOYER | Accounting (including auditing); Other services Service code 10 | — | $553K |
| SBC SYSTEM CO. (MORNEAU SHEPELL) EIN 58-1415322 NONE | Consulting (general) Service code 16 | — | $419K |
| HEALTHLINK EIN 43-1364135 NONE | Other services Service code 49 | — | $312K |
| ERNST AND YOUNG EIN 34-6565596 NONE | Consulting (general); Other services Service code 16 | — | $288K |
| STOLZE PRINTING EIN 43-1484952 NONE | Copying and duplicating Service code 36 | — | $265K |
| DELTA DENTAL EIN 39-6094742 NONE | Contract Administrator Service code 13 | — | $264K |
| VISION SERVICE PLAN EIN 94-1632821 NONE | Contract Administrator Service code 13 | — | $204K |
| TOWERS WATSON EIN 23-1159360 NONE | Actuarial; Consulting (general) Service code 11 | — | $158K |
| OKLAHOMA HEALTH NETWORK EIN 52-2457937 NONE | Other services Service code 49 | — | $114K |
| FREEDOM SELECT EIN 20-1665464 NONE | Other services Service code 49 | — | $81K |
| BANK OF AMERICA EIN 86-0645265 NONE | Account maintenance fees Service code 65 | — | $16K |
| GREENSFELDER, HEMKER & GALE, PC EIN 43-1313567 NONE | Other services Service code 49 | — | $11K |
| DELOITTE AND TOUCHE LLP EIN 13-3891517 NONE | Accounting (including auditing) Service code 10 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 25,331 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 25,331 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | DEAN HEALTH PLAN | 11,785 | $77.0M |
| Vision | VISION SERVICE PLAN | 1,323 | $171K |
| Stop-loss / reinsurancereinsurance | OPTUM HEALTH FINANCIAL SERVICES | 20,846 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 20,846 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.