| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TERRIANN PROCIDA3 | 101 A FOSTER ROAD MOORESTOWN, NJ 08057 | HORIZON HEALTHCARE SERVICES INC | $146K | $0 | $146K | 3.50% |
| TERRIANN PROCIDA3 | 101 A FOSTER ROAD MOORESTOWN, NJ 08057 | HORIZON HEALTHCARE SERVICES INC | $34K | $0 | $34K | 3.50% |
| INNOVATIVE BENEFIT PLANNING, LLC3 Filed as: INNOVATIVE BENEFIT PLANNING | 101 A FOSTER ROAD MOORESTOWN, NJ 08057 | DELTA DENTAL OF NJ INC | $8K | $0 | $8K | 2.80% |
| MERRIKEN FINANCIAL GROUP INC3 | 119 N. CHURCH STREET MOORESTOWN, NJ 08057 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | $0 | $4K | 3.47% |
| SSM INSURANCE SERVICES, INC.3 Filed as: SSM INSURANCE SERVICES INC | PO BOX 750004 PETALUMA, CA 949750004 | KAISER FOUNDATION HEALTH PLAN INC | $6K | $0 | $6K | 7.01% |
| MERRIKEN FINANCIAL GROUP INC3 Filed as: MERRIKEN FINANCIAL GROUP, INC. | 119 N. CHURCH STREET MOORESTOWN, NJ 08057 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $0 | $3K | 5.65% |
| MERRIKEN FINANCIAL GROUP INC3 | 119 N. CHURCH STREET MOORESTOWN, NJ 08057 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | $0 | $5K | 8.49% |
| TERRIANN PROCIDA3 | 101 A FOSTER ROAD MOORESTOWN, NJ 08057 | VISION SERVICE PLAN | $2K | $0 | $2K | 4.04% |
| MERRIKEN FINANCIAL GROUP INC3 | 119 N. CHURCH STREET MOORESTOWN, NJ 08057 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $0 | $3K | 8.26% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 676 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 676 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HORIZON HEALTHCARE SERVICES INC | 520 | $4.3M |
| Dental | DELTA DENTAL OF NJ INC | 598 | $288K |
| Vision | VISION SERVICE PLAN | 589 | $41K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 488 | $157K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 246 | $37K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 255 | $53K |
| Prescription drug(2 contracts, 2 carriers) | HORIZON HEALTHCARE SERVICES INC | 520 | $1.1M |
| Other(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 488 | $157K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 598 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.