| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INC | 3820 COLONIAL BLVD STE 200 FORT MYERS, FL 33912 | BLUE CROSS BLUE SHIELD OF FLORIDA | $16K | — | $16K | 2.01% |
| BALDWIN KRYSTYN SHERMAN PARTNERS3 | 9140 CORSEA DEL FONTANA WAY BLDG 110 SUITE 2 NAPLES, FL 341094397 | BLUE CROSS BLUE SHIELD OF FLORIDA | $12K | — | $12K | 1.49% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 3820 COLONIAL DR STE 200 FORT MYERS, FL 33912 | HEALTH OPTIONS INC | $10K | — | $10K | 2.08% |
| BALDWIN KRYSTYN SHERMAN PARTNERS3 | 9140 CORSEA DEL FONTANA WAY BLDG 110 SUITE 2 NAPLES, FL 341094397 | HEALTH OPTIONS INC | $7K | — | $7K | 1.42% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INC | 3820 COLONIAL BLVD STE 200 FORT MYERS, FL 33912 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | — | $9K | 4.27% |
| BALDWIN KRYSTYN SHERMAN PARTNERS3 | 4010 W BOY SCOUT BLVD STE 200 TAMPA, FL 336075752 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 2.62% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INC | 3820 COLONIAL BLVD STE 200 FORT MYERS, FL 33912 | VISION SERVICE PLAN | $960 | — | $960 | 5.73% |
| BALDWIN KRYSTYN SHERMAN PARTNERS3 | 4010 W BOY SCOUT BLVD STE 200 TAMPA, FL 336075752 | VISION SERVICE PLAN | $715 | — | $715 | 4.27% |
| RANDOLPH POWERS3 | PO BOX 10188 CAPE CORAL, FL 33910 | AFLAC | $213 | — | $213 | 4.71% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INC | 3820 COLONIAL BLVD SUITE 200 FORT MYERS, FL 33912 | AFLAC | $99 | — | $99 | 2.19% |
| ROGERS BENEFIT GROUP INC3 Filed as: DEBORAH L ROGERS | 5668 FISHHAWK CROSSING BLVD APT 191 LITHIA, FL 33547 | AFLAC | $51 | — | $51 | 1.13% |
| THERESA NETTO PHILLIPS3 Filed as: THERESA A CHAMBLISS | 10600 CHEVROLET WAT SUITE 202 ESTERO, FL 33928 | AFLAC | $50 | — | $50 | 1.11% |
| LAURA ANNE CALARCO3 Filed as: LAURA A ECCLES | 206 WILLOWICK DR NAPLES, FL 34110 | AFLAC | $49 | — | $49 | 1.08% |
| JOSEPH WARING3 | 3434 SW 5TH PLACE CAPE CORAL, FL 33914 | AFLAC | $43 | — | $43 | 0.95% |
| LESLEE BOTELLO3 Filed as: LESLEE A BOTELLO | 310 TRUMAN AVE LEHIGH ACRES, FL 33936 | AFLAC | $38 | — | $38 | 0.84% |
| SUSAN BRIMHALL3 | 1476 BRIARGROVE WAY SUITE 525 OLDSMAR, FL 34677 | AFLAC | $23 | — | $23 | 0.51% |
| JULIE W CRAIG3 | 15655 77TH TRL N PALM BEACH GARDENS, FL 33418 | AFLAC | $21 | — | $21 | 0.46% |
| LARRY S CORNELL3 | 182 RENGERMAN HILL RD EAST HARTLAND, CT 06027 | AFLAC | $19 | — | $19 | 0.42% |
| HAROLD L STAFFORD3 | 601 HERITAGE DR SUITE 227 JUPITER, FL 33458 | AFLAC | $14 | — | $14 | 0.31% |
| KEVIN MCCARTHY3 Filed as: KEVIN T MCCARTHY | 197 LANG DR NORTH KINGSTOWN, RI 02852 | AFLAC | $13 | — | $13 | 0.29% |
| JIMMY D BOONE3 | 1882 PORTER LAKE DR SUITE 100 SARASOTA, FL 34240 | AFLAC | $11 | — | $11 | 0.24% |
| LYNNE F. KULISCH3 Filed as: LYNNE F KULISCH | 19 CONCANNON ST PROVIDENCE, RI 02904 | AFLAC | $9 | — | $9 | 0.20% |
| JAYNE A STALLINGS3 | 8056 TIGER PALM WAY FORT MYERS, FL 33966 | AFLAC | $8 | — | $8 | 0.18% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE ROAD THOMSON, GA 30824 | AFLAC | $6 | — | $6 | 0.13% |
| MARK S TAGLIAFERRI3 | 110 JEFFERSON BLVD WARWICK, RI 02888 | AFLAC | $5 | — | $5 | 0.11% |
| SINIAPI INSURANCE ASSOC3 | 16 SWAN CT CRANSTON, RI 02921 | AFLAC | $3 | — | $3 | 0.07% |
| BRENDA LYNN GARRETT3 | 13489 VILLA DI PRESERVE LN ESTERO, FL 33928 | AFLAC | $2 | — | $2 | 0.04% |
| DEXTER ANTONIO HARRIS3 | 100 GALLERIA PARKWAY SUITE 900 ATLANTA, GA 30339 | AFLAC | $2 | — | $2 | 0.04% |
| WENDY T POWERS3 | 53 ORCHARD STREET MEDFORD, MN 02155 | AFLAC | $2 | — | $2 | 0.04% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FL INC | 3820 COLONIAL BLVD STE 200 FORT MEYERS, FL 33966 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $29 | $2K | 61.81% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN HEADQUARTERS | PO BOX 2412 DAYTONA BEACH, FL 32115 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $234 | $234 | 6.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FL INC | 3820 COLONIAL BLVD STE 200 FORT MEYERS, FL 33966 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $201 | $2K | 71.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 270 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 271 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 105 | $1.3M |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 270 | $206K |
| Vision | VISION SERVICE PLAN | 144 | $17K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 270 | $206K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 270 | $206K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 270 | $206K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 105 | $1.3M |
| Other(4 contracts, 4 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 270 | $218K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 270 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.