See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 6 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 6 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ARTHUR J. GALLAGHER & CO. NOT RELATED | Insurance brokerage commissions and fees Service code 53 | 30150 TELEGRAPH RD STE 408 BINGHAM FARMS, MI 48025 | $415K |
| NEXT GENERATION ENROLLMENT NOT RELATED | Contract Administrator Service code 13 | 455 PETIS AVE ADA, MA 49301 | $195K |
| GOODLANDER, SWETT & RYBICKI NOT RELATED | Accounting (including auditing) Service code 10 | 4462 PLAINFIELD NE GRAND RAPIDS, ME 49525 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,245 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,245 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF MICHIGAN | 5,842 | $1.8M |
| Vision(2 contracts, 2 carriers) | NGL | 5,371 | $250K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY | 402 | $136K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY | 402 | $136K |
| Other | THE GUARDIAN LIFE INSURANCE COMPANY | 402 | $136K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,842 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.