| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE CONSULTING SERVICES3 | 605 3RD AVENUE 24TH FLOOR NEW YORK, NY 10158 | UNITED HEALTHCARE INSURANCE COMPANY | $206K | — | $206K | 3.81% |
| CORPORATE CONSULTING SERVICES3 | 605 3RD AVENUE 24TH FLOOR NEW YORK, NY 10158 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $22K | — | $22K | 4.77% |
| CORPORATE CONSULTING SERVICES3 | 605 3RD AVENUE 24TH FLOOR NEW YORK, NY 10158 | CIGNA LIFE INSURANCE COMPANY OF NEW YORK | $21K | — | $21K | 14.95% |
| CORPORATE CONSULTING SERVICES3 | 605 3RD AVENUE 24TH FLOOR NEW YORK, NY 10158 | CIGNA LIFE INSURANCE COMPANY OF NEW YORK | $4K | — | $4K | 3.11% |
| CORPORATE CONSULTING SERVICES3 | 605 3RD AVENUE 24TH FLOOR NEW YORK, NY 10158 | CIGNA LIFE INSURANCE COMPANY OF NEW YORK | $5K | — | $5K | 4.43% |
| CORPORATE CONSULTING SERVICES3 | 605 3RD AVENUE 24TH FLOOR NEW YORK, NY 10158 | CIGNA LIFE INSURANCE COMPANY OF NEW YORK | $16K | — | $16K | 15.00% |
| CORPORATE CONSULTING SERVICES3 | 605 3RD AVENUE 24TH FLOOR NEW YORK, NY 10158 | CIGNA LIFE INSURANCE COMPANY OF NEW YORK | $1K | — | $1K | 5.00% |
| CORPORATE CONSULTING SERVICES3 | 605 3RD AVENUE 24TH FLOOR NEW YORK, NY 10158 | CIGNA LIFE INSURANCE COMPANY OF NEW YORK | $1K | — | $1K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 425 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 425 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 425 | $5.4M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 437 | $470K |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 437 | $470K |
| Life insurance(2 contracts) | CIGNA LIFE INSURANCE COMPANY OF NEW YORK | 499 | $277K |
| Short-term disability(2 contracts) | CIGNA LIFE INSURANCE COMPANY OF NEW YORK | 761 | $121K |
| Long-term disability | CIGNA LIFE INSURANCE COMPANY OF NEW YORK | 316 | $117K |
| Other | CIGNA LIFE INSURANCE COMPANY OF NEW YORK | 499 | $21K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 761 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.