| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INS BROKERAGE INC | 3696 N FEDERAL HIGHWAY FORT LAUDERDALE, FL 33308 | TRANSAMERICA LIFE INSURANCE COMPANY | $14K | — | $14K | 18.05% |
| EXCELSIOR BENEFITS LLC3 | 441 2ND STREET EXCELSIOR, MN 55331 | TRANSAMERICA LIFE INSURANCE COMPANY | $12K | — | $12K | 15.04% |
| AMWINS5 Filed as: AMWINS GROUP BENEFITS, LLC | 50 WHITECAP DRIVE NORTH KINGSTOWN, RI 02852 | TRANSAMERICA LIFE INSURANCE COMPANY | — | $9K | $9K | 11.34% |
| WEBTPA EMPLOYER SERVICES LLC5 Filed as: WEBTPA | 8500 FREEPORT PKWY SOUTH IRVING, TX 75063 | TRANSAMERICA LIFE INSURANCE COMPANY | — | $5K | $5K | 5.95% |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 736061 CHICAGO, IL 606736061 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 5.48% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL STREET 4TH FL PO BOX 970069 BOSTON, MA 021101700 | HUMANA INSURANCE COMPANY | — | $288 | $288 | 0.94% |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 736061 AMS - LEGACY DIRECT BILL RECEIPT LO CHIGAGO, IL 60673 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| RSC INSURANCE BROKERAGE INC3 | 3696 N FEDERAL HWY STE 202 FT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 5.59% |
| INTEGRATED ENROLLMENT & TECHNOLOGY5 | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 736061 CHICAGO, IL 606736061 | COMPBENEFITS COMPANY | $2K | — | $2K | 6.04% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL STREET 4TH FL PO BOX 970069 BOSTON, MA 021101700 | COMPBENEFITS COMPANY | — | $590 | $590 | 2.23% |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 736061 AMS - LEGACY DIRECT BILL RECEIPT LO CHICAGO, IL 60673 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| RSC INSURANCE BROKERAGE INC3 | 3696 N FEDERAL HWY STE 202 FT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 5.55% |
| INTEGRATED ENROLLMENT & TECHNOLOGY5 | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $927 | $927 | 5.00% |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 736061 AMS - LEGACY DIRECT BILL RECEIPT LO CHIGAGO, ID 60673 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE | 3696 N FEDERAL HWY STE 202 FT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $872 | $872 | 5.78% |
| INTEGRATED ENROLLMENT & TECHNOLOGY5 | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $754 | $754 | 5.00% |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 736061 CHICAGO, IL 606736061 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 9.77% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL STREET 4TH FL PO BOX 970069 BOSTON, MA 021101700 | HUMANA INSURANCE COMPANY | — | $228 | $228 | 2.03% |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 736061 AMS - LEGACY DIRECT BILL RECEIPT LO CHICAGO, IL 60673 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| RSC INSURANCE BROKERAGE INC3 | 3696 N FEDERAL HWY STE 202 FT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $582 | $582 | 5.54% |
| INTEGRATED ENROLLMENT & TECHNOLOGY5 | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $525 | $525 | 5.00% |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 736061 AMS - LEGACY DIRECT BILL RECEIPT LO CHIGACO, IL 60673 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 20.01% |
| RSC INSURANCE BROKERAGE INC3 | 3696 N FEDERAL HWY STE 202 FT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $414 | $414 | 6.46% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE | PO BOX 736061 AMS - LEGACY DIRECT BILL RECEIPT LO CHIGAGO, IL 60673 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 20.01% |
| RSC INSURANCE BROKERAGE INC3 | 3696 N FEDERAL HWY STE 202 FT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $357 | $357 | 5.72% |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 736061 AMS - LEGACY DIRECT BILL RECEIPT LO CHIGAGO, IL 60673 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $947 | — | $947 | 20.00% |
| RSC INSURANCE BROKERAGE INC3 | 3696 N FEDERAL HWY STE 202 FT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $339 | $339 | 7.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 251 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 252 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | TRANSAMERICA LIFE INSURANCE COMPANY | 95 | $79K |
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 79 | $57K |
| Vision | HUMANA INSURANCE COMPANY | 107 | $11K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 234 | $29K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 231 | $27K |
| Stop-loss / reinsurancereinsurance | ZURICH AMERICAN INSURANCE COMPANY | 270 | $405K |
| Other(6 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 234 | $62K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 270 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.