| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH MCLENNAN AGENCY LLC | 300 CHERPA PLACE, STE 601 SIOUX FALLS, SD 57103 | DELTA DENTAL | $3K | — | $3K | 1.39% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH MCLENNAN AGENCY LLC | 300 N CHERAPA PL 6TH FL SIOUX FALLS, SD 57103 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $13K | $6K | $20K | 16.26% |
| MELISSA J BECK3 | 26505 LAKEVIEW PL HARTFORD, SD 57033 | AFLAC | $1K | $47 | $1K | 3.62% |
| JAMI GATES3 | 4031 S GRAND SLAM AVE SIOUX FALLS, SD 57110 | AFLAC | $763 | — | $763 | 2.46% |
| AWS INC3 | 1919 W 57TH ST STE 101 SIOUX FALLS, SD 57108 | AFLAC | $506 | $30 | $536 | 1.73% |
| PAMELA J KREBER3 | 5905 S DEER PARK DR SIOUX FALLS, SD 57108 | AFLAC | $169 | $53 | $222 | 0.72% |
| DOUGLAS HASLIP3 | 7227 W LANCASTER CIR SIOUX FALLS, SD 57106 | AFLAC | $186 | — | $186 | 0.60% |
| BRANDY LEE HUMMEL3 | 5608 W NANCY ST SIOUX FALLS, SD 57106 | AFLAC | $120 | $30 | $150 | 0.48% |
| CHRIS A GUSTAFSON3 | 25977 482ND AVE BRANDON, SD 57005 | AFLAC | $143 | — | $143 | 0.46% |
| SHERRY M ADAMS3 | 7227 W LANCASTER CIR SIOUX FALLS, SD 57110 | AFLAC | $111 | — | $111 | 0.36% |
| KRISTY ANN KAUFMAN3 | 912 S SCARLET OAK TRL SIOUX FALLS, SD 57110 | AFLAC | $102 | — | $102 | 0.33% |
| JAMIE L LAMMERS | 1919 W 57TH ST STE 101 SIOUX FALLS, SD 57108 | AFLAC | $93 | — | $93 | 0.30% |
| MELODY B THOMPSON3 | 518 MAIN AVE BROOKINGS, SD 57006 | AFLAC | $58 | $12 | $70 | 0.23% |
| TRACY L HOSTLER3 | 518 MAIN AVE BROOKINGS, SD 57006 | AFLAC | $64 | — | $64 | 0.21% |
| SHAWNA STARR NYHAUG3 | 206 W MAPLE ST BERESFORD, SD 57006 | AFLAC | $63 | — | $63 | 0.20% |
| HEIDI ALFSON3 | 602 IRONWOOD DR HARTFORD, SD 57033 | AFLAC | $42 | $11 | $53 | 0.17% |
| SARA KNEIP3 | 1500 FRANKLIN AVE BROOKINGS, SD 57006 | AFLAC | $52 | — | $52 | 0.17% |
| RENAE SALLQUIST KNOPF3 | 1716 W GRAND ARBOR CIR SIOUX FALLS, SD 57108 | AFLAC | $39 | — | $39 | 0.13% |
| ANDREA L SWEETER3 | 46872 283RD ST LENNOX, SD 57039 | AFLAC | $33 | — | $33 | 0.11% |
| KIM R HARMS3 | 310 BIRCH AVE AURORA, SD 57002 | AFLAC | $33 | — | $33 | 0.11% |
| DAVID P AESOPH3 | 2700 W NICOLE DR SIOUX FALLS, SD 57105 | AFLAC | $32 | — | $32 | 0.10% |
| MICHAEL D EVANS JR3 | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $32 | — | $32 | 0.10% |
| JEFFREY J YOUNG3 | 7014 S WITZKE PL SIOUX FALLS, SD 57108 | AFLAC | $24 | $7 | $31 | 0.10% |
| JEREMY ALLEN TIMMERMANS3 | 46124 274TH ST CHANCELLOR, SD 57015 | AFLAC | $27 | — | $27 | 0.09% |
| SHAWN MICHAEL HOSTLER3 | 518 MAIN AVE BROOKINGS, SD 57006 | AFLAC | $27 | — | $27 | 0.09% |
| JAMES MCDONALD3 Filed as: JAMES ROBERT MADSEN | 1919 W 57TH ST STE 101 SIOUX FALLS, SD 57108 | AFLAC | $22 | — | $22 | 0.07% |
| MICHAEL BOLGER3 | 128 WOODLAND DR MADISON, SD 57042 | AFLAC | $18 | — | $18 | 0.06% |
| JAMES MCDONALD3 Filed as: JAMES J LAMBERT | 5509 S JERSEY TESS DR SIOUX FALLS, SD 57108 | AFLAC | $15 | — | $15 | 0.05% |
| ASHLEY BENNETT LLC3 | 909 N MAIN ST ABERDEEN, SD 57401 | AFLAC | $15 | — | $15 | 0.05% |
| JEREMY L TOMLINSON3 | 6305 W RUSSETT ST BOISE, ID 83704 | AFLAC | $12 | — | $12 | 0.04% |
| MICHAEL D EVANS JR3 Filed as: MICHAEL J TOMLINSON | 40 PARADISE DR WATERTOWN, SD 57201 | AFLAC | $11 | — | $11 | 0.04% |
| JOLYNNE M MACK3 | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $6 | — | $6 | 0.02% |
| HEATHER M BRAMER3 | 808 S MAPLE WATERTOWN, SD 57201 | AFLAC | $6 | — | $6 | 0.02% |
| MATAYA L NABER3 | 3809 W TECHNOLOGY CIR SIOUX FALLS, SD 57106 | AFLAC | $6 | — | $6 | 0.02% |
| NANCY R VANDENBERGE3 | 7565 S GRAND ARBOR PL SIOUX FALLS, SD 57108 | AFLAC | $6 | — | $6 | 0.02% |
| ALFSON INSURANCE LLC3 | 602 IRONWOOD DR HARTFORD, SD 57033 | AFLAC | $6 | — | $6 | 0.02% |
| BRADY L WEISENBERGER3 | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $5 | — | $5 | 0.02% |
| CASSIDY A GOLDSTINE3 | 3922 S WESTERN AVE SIOUX FALLS, SD 57105 | AFLAC | $4 | — | $4 | 0.01% |
| DIANE M HANSUM3 | 1919 W 57TH ST STE 101 SIOUX FALLS, SD 57108 | AFLAC | $3 | — | $3 | 0.01% |
| SHON FORD LLC3 | 427 N BROADWAY AVE MILLER, SD 57362 | AFLAC | $3 | — | $3 | 0.01% |
| NEFZGER ENTERPRISES INC3 | 524 W LAKE DR LAKE NORDEN, SD 57248 | AFLAC | $3 | — | $3 | 0.01% |
| CASSIDY A GOLDSTINE3 | 1919 W 57TH ST STE 101 SIOUX FALLS, SD 57108 | AFLAC | $3 | — | $3 | 0.01% |
| THEODORE W HONKE3 | 29478 US HIGHWAY 281 LAKE ANDES, SD 57356 | AFLAC | $2 | — | $2 | 0.01% |
| ANDREW D KRAMER3 | 6808 E STEAMBOAT TRL SIOUX FALLS, SD 57110 | AFLAC | $1 | — | $1 | 0.00% |
| PATRICK K RICKERL3 | 3300 S PILLSBERRY AVE SIOUX FALLS, SD 57103 | AFLAC | $1 | — | $1 | 0.00% |
| SELECT NETWORKS3 | 317 6TH AVENUE, STE 1440 DES MOINES, IA 50309 | FIDELITY SECURITY LIFE INSURANCE | $3K | — | $3K | 11.02% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH MCLENNAN AGENCY LLC | 300 CHERPA PLACE, STE 601 SIOUX FALLS, SD 57103 | FIDELITY SECURITY LIFE INSURANCE | $3K | — | $3K | 10.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 181 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 6 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 187 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AFLAC | 36 | $31K |
| Dental | DELTA DENTAL | 424 | $200K |
| Vision | FIDELITY SECURITY LIFE INSURANCE | 221 | $28K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 178 | $120K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 178 | $120K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 178 | $120K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 178 | $120K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 424 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.