| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF GREATER KANSAS | 12980 METCALF, STE 500 OVERLAND PARK, KS 66213 | BLUECROSS BLUESHIELD OF KANSAS CITY | $45K | $48K | $93K | 3.91% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF GREATER KANSAS INC. | 26 CENTURY BLVD NASHVILLE, TN 37214 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $19K | — | $19K | 11.11% |
| DESIGN CORPORATION, WEB B3 | 4725 WEST SAND LAKE ROAD ORLANDO, FL 32819 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $9K | $9K | 5.14% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF GREATER KANSAS | 12980 METCALF, STE 500 OVERLAND PARK, KS 66213 | DELTA DENTAL OF KANSAS | $8K | — | $8K | 4.91% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF GREATER KANSAS, INC. | 32059 COLLECTION CENTER DR CHICAGO, IL 60693 | VISION SERVICE PLAN | $1K | — | $1K | 6.54% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 247 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 250 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF KANSAS CITY | 208 | $2.4M |
| Dental | DELTA DENTAL OF KANSAS | 202 | $158K |
| Vision | VISION SERVICE PLAN | 149 | $20K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 207 | $169K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 207 | $169K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 207 | $169K |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 207 | $169K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 208 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.