| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AMY J HALL3 | 25900 WEST 11 MILE ROAD SUITE 210 SOUTHFIELD, MI 48034 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $40K | — | $40K | 2.76% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MI LLC | 13900 LAKESIDE CIRCLE STERLING HEIGHTS, MI 48313 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $2K | — | $2K | 0.17% |
| AMY J HALL3 | 25900 WEST 11 MILE ROAD SUITE 210 SOUTHFIELD, MI 48034 | BLUE CARE NETWORK OF MICHIGAN | $30K | — | $30K | 2.97% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MI LLC | 13900 LAKESIDE CIRCLE STERLING HEIGHTS, MI 48313 | BLUE CARE NETWORK OF MICHIGAN | — | $660 | $660 | 0.07% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MICHIGAN LLC | 25900 WEST 11 MILE ROAD SUITE 210 SOUTHFIELD, MI 48034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 3.11% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MICHIGAN LLC | 25900 WEST 11 MILE ROAD SUITE 210 SOUTHFIELD, MI 48034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 4.54% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MICHIGAN LLC | 25900 WEST 11 MILE ROAD SUITE 210 SOUTHFIELD, MI 48034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 4.75% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MICHIGAN LLC | 25900 WEST 11 MILE ROAD SUITE 210 SOUTHFIELD, MI 48034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | — | $7K | 11.82% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MICHIGAN LLC | 25900 WEST 11 MILE ROAD SUITE 210 SOUTHFIELD, MI 48034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 8.53% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 27065 OAKMEAD DRIVE PERRYSBURG, OH 43551 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $4K | — | $4K | 31.37% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 2305 RIVER ROAD LOUISVILLE, KY 40206 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $3K | — | $3K | 28.69% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 27065 OAKMEAD DRIVE PERRYSBURG, OH 43551 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $3K | — | $3K | 31.41% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 2305 RIVER ROAD LOUISVILLE, KY 40206 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $3K | — | $3K | 28.74% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 27065 OAKMEAD DRIVE PERRYSBURG, OH 43551 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $2K | — | $2K | 31.13% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 2305 RIVER ROAD LOUISVILLE, KY 40206 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $2K | — | $2K | 28.48% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 27065 OAKMEAD DRIVE PERRYSBURG, OH 43551 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $2K | — | $2K | 31.11% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS NL LLC | 2305 RIVER ROAD LOUISVILLE, KY 40206 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $1K | — | $1K | 28.43% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 27065 OAKMEAD DRIVE PERRYSBURG, OH 43551 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $1K | — | $1K | 30.02% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 2305 RIVER ROAD LOUISVILLE, KY 40206 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $1K | — | $1K | 27.45% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 27065 OAKMEAD DRIVE PERRYSBURG, OH 43551 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $718 | — | $718 | 28.93% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 2305 RIVER ROAD LOUISVILLE, KY 40206 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $657 | — | $657 | 26.47% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 27065 OAKMEAD DRIVE PERRYSBURG, OH 43551 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $689 | — | $689 | 31.50% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 2305 RIVER ROAD LOUISVILLE, KY 40206 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $631 | — | $631 | 28.85% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 27065 OAKMEAD DRIVE PERRYSBURG, OH 43551 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $201 | — | $201 | 26.31% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 2305 RIVER ROAD LOUISVILLE, KY 40206 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $184 | — | $184 | 24.08% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 27065 OAKMEAD DRIVE PERRYSBURG, OH 43551 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $214 | — | $214 | 32.18% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS NL LLC | 2305 RIVER ROAD LOUISVILLE, KY 40206 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $195 | — | $195 | 29.32% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 27065 OAKMEAD DRIVE PERRYSBURG, OH 43551 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $76 | — | $76 | 14.26% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 2305 RIVER ROAD LOUISVILLE, KY 40206 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $69 | — | $69 | 12.95% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 27065 OAKMEAD DRIVE PERRYSBURG, OH 43551 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $18 | — | $18 | 27.69% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 2305 RIVER ROAD LOUISVILLE, KY 40206 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $17 | — | $17 | 26.15% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 461 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 461 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 467 | $2.5M |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 263 | $123K |
| Vision | BLUE CROSS BLUE SHIELD OF MICHIGAN | 467 | $1.5M |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 452 | $42K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 452 | $120K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 452 | $107K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 467 | $2.5M |
| Other(14 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 452 | $143K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 467 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.