| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RICHARD G. ACKER3 | 26 COURT STREET -SUITE 1616 BROOKLYN, NY 11242 | FIRST UNUM LIFE INSURANCE COMPANY | $7K | — | $7K | 2.50% |
| RGA WEALTH MANAGEMENT GROUP INC3 Filed as: RGA WEALTH MANAGEMENT GROUP, INC. | 26 COURT STREET -SUITE 1616 BROOKLYN, NY 11242 | SECURIAN LIFE INSURANCE COMPANY | $7K | — | $7K | 2.94% |
| RGA WEALTH MANAGEMENT GROUP INC3 Filed as: RGA WEALTH MANAGEMENT GROUP, INC. | 26 COURT STREET-SUITE 1616 BROOKLYN, NY 11242 | SECURIAN LIFE INSURANCE COMPANY | $5K | — | $5K | 2.94% |
| RGA WEALTH MANAGEMENT GROUP INC3 Filed as: RGA WEALTH MANAGEMENT GROUP INC. | 26 COURT STREET - SUITE 1616 BROOKLYN, NY 11242 | SECURIAN LIFE INSURANCE COMPANY | $2K | — | $2K | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,613 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 21 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,634 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA LIFE INSURANCE COMPANY | 344 | $75K |
| Life insurance(2 contracts) | SECURIAN LIFE INSURANCE COMPANY | 1,613 | $420K |
| Long-term disability | FIRST UNUM LIFE INSURANCE COMPANY | 1,976 | $291K |
| Other | SECURIAN LIFE INSURANCE COMPANY | 415 | $38K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,976 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.