| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONSUMER GROUP SERVICES3 Filed as: CONSUMER GROUP SERVICES, INC. | 914 EAST NORVELL BRYANT HIGHWAY HERNANDO, IN 34442 | BLUE CROSS BLUE SHIELD OF FLORIDA | $31K | $0 | $31K | 4.96% |
| CONNER HEALTH AND BENEFITS INC.3 Filed as: CONNER HEALTH AND BENEFITS, INC. | 8445 KEYSTONE XING, SUITE 200 INDIANAPOLIS, IN 46240 | BLUE CROSS BLUE SHIELD OF FLORIDA | $10K | $0 | $10K | 1.55% |
| BROWN AND BROWN OF FLORIDA, INC.3 | 2290 LUCIEN WAY, SUITE 400 MAITLAND, FL 32751 | BLUE CROSS BLUE SHIELD OF FLORIDA | $9K | $0 | $9K | 1.49% |
| AMG BRICKELL INC3 Filed as: AMG BRICKELL, INC. | 12864 BISVAYNE BOULEVARD, SUITE 194 MIAMI, FL 33181 | FLORIDA COMBINED LIFE | $5K | $0 | $5K | 10.76% |
| RICHARD BREIER3 Filed as: RICHARD S. BREIER | 369 LEXINGTON AVENUE, SUITE 202 NEW YORK, NY 10017 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $585 | $0 | $585 | 3.92% |
| BENJAMIN H. CONNOR3 | 8445 KEYSTONE XING, SUITE 200 INDINAPOLIS, IN 46240 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $182 | $0 | $182 | 1.22% |
| BROWN AND BROWN OF FLORIDA, INC.3 | 2290 LUCIEN WAY, SUITE 400 MAITLAND, FL 32751 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $181 | $0 | $181 | 1.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 280 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 280 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF FLORIDA | 90 | $622K |
| Dental | FLORIDA COMBINED LIFE | 127 | $45K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 274 | $15K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF FLORIDA | 90 | $622K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 274 | $15K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 274 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.