| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE PLEXUS GROUPE LLC3 Filed as: PLEXUS GROUPE LLC | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $46K | — | $46K | 6.10% |
| THE PLEXUS GROUPE LLC3 Filed as: PLEXUS GROUPE LLC | 2810 WEST FIELD PARKWAY #300 DEER PARK, IL 60010 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $12K | — | $12K | 9.09% |
| VISTANATIONAL INSURANCE GROUP3 Filed as: VISTANATIONAL INSURANCE GROUP INC | 1301 WEST 22ND STREET SUITE 600 OAK BROOK, IL 60523 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $654 | — | $654 | 0.49% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUP LLC | 21805 FIELD PARKWAY 300 DEER PARK, IL 60010 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 6.47% |
| VISTANATIONAL INSURANCE GROUP3 Filed as: VISTANATIONAL INSURANCE G | 1301 WEST 22ND STREET SUITE 600 OAK BROOK, IL 60523 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $49 | — | $49 | 0.10% |
| THE PLEXUS GROUPE LLC3 | 21805 WEST FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 7.36% |
| VISTANATIONAL INSURANCE GROUP3 Filed as: VISTANATIONAL INSURANCE G | 1301 WEST 22ND STREET SUITE 600 OAK BROOK, IL 60523 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $180 | — | $180 | 0.53% |
| THE PLEXUS GROUPE LLC3 | 21805 WEST FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | VISION SERVICE PLAN | $919 | — | $919 | 5.15% |
| VISTANATIONAL INSURANCE GROUP3 | 1301 WEST 22ND STREET SUITE 600 OAK BROOK, IL 60523 | VISION SERVICE PLAN | $109 | — | $109 | 0.61% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY #300 DEER PARK, IL 60010 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $501 | $2K | 20.62% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY #300 DEER PARK, IL 60010 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $760 | $421 | $1K | 18.65% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 185 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 188 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 140 | $132K |
| Vision | VISION SERVICE PLAN | 142 | $18K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 274 | $40K |
| Long-term disability(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 274 | $56K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 188 | $753K |
| Other(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,010 | $45K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,010 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.