| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MID ATLANTIC BENEFIT STRATEGIES LLC3 Filed as: MID ATLANTIC BENEFIT STRATEGIES | 1800 ROUTE 34 WALL, NJ 07719 | HORIZON HEALTHCARE SERVICES INC | $42K | — | $42K | 3.49% |
| MID ATLANTIC BENEFIT STRATEGIES LLC3 Filed as: MID ATLANTIC BENEFIT STRATEGIES | 1800 ROUTE 34 BUILDING WALL, NJ 07719 | HORIZON HEALTHCARE SERVICES, INC | $10K | — | $10K | 3.50% |
| MID ATLANTIC BENEFIT STRATEGIES LLC3 Filed as: MID ATLANTIC BENEFITS STRATS, LLC | 1800 ROUTE 34 BUILDING 2 SUITE 201 WALL, NJ 07719 | HARTFORD LIFE AND ACCIDENT | $8K | — | $8K | 12.00% |
| MID ATLANTIC BENEFITS GROUP LLC3 Filed as: MID ATLANTIC BENEFIT STRATEGIE | 1800 ROUTE 34 BUILDING 2 SUITE 201 WALL, NJ 07719 | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | $1K | — | $1K | 5.00% |
| MID ATLANTIC BENEFITS GROUP LLC3 Filed as: MID ATLANTIC BENEFIT STRATEGIE | BUILDING 2 SUITE 201 1800 ROUTE 34 WALL, NJ 07719 | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | $896 | $134 | $1K | 5.75% |
| MID ATLANTIC BENEFITS GROUP LLC3 Filed as: MID ATLANTIC BENEFIT STRATEGIE | 1800 ROUTE 34 BUILDING 2 SUITE 201 WALL, NJ 07719 | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | $737 | $111 | $848 | 5.75% |
| MID ATLANTIC BENEFIT STRATEGIES LLC3 | 1800 STATE ROUTE 34 SUITE 201 WALL TOWNSHIP, NJ 07719 | VISION SERVICE PLAN | $892 | — | $892 | 6.38% |
| MID ATLANTIC BENEFITS GROUP LLC3 Filed as: MID ATLANTIC BENEFIT STRATEGIE | 1800 ROUTE 34 BUILDING 2 SUITE 201 WALL, NJ 07719 | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | $523 | $78 | $601 | 5.74% |
| MID ATLANTIC BENEFITS GROUP LLC3 Filed as: MID ATLANTIC BENEFIT STRATEGIE | 1800 ROUTE 34 BUILDING 2 SUITE 201 WALL, NJ 07719 | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | $431 | $65 | $496 | 5.75% |
| MID ATLANTIC BENEFITS GROUP LLC3 Filed as: MID ATLANTIC BENEFIT STRATEGIE | BUILDING 2 SUITE 201 1800 ROUTE 34 WALL, NJ 07719 | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | $253 | $38 | $291 | 5.74% |
| MID ATLANTIC BENEFITS GROUP LLC3 Filed as: MID ATLANTIC BENEFIT STRATEGIE | 1800 ROUTE 34 BUILDING 2 SUITE 201 WALL, NJ 07719 | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | $189 | $28 | $217 | 6.16% |
| MID ATLANTIC BENEFIT STRATEGIES LLC3 Filed as: MID ATLANTIC BENEFIT STRATEIE | 1800 ROUTE 34 BUILDING 2 SUITE 201 WALL, NJ 07719 | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | $97 | $15 | $112 | 5.79% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 124 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 127 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HORIZON HEALTHCARE SERVICES INC | 124 | $1.2M |
| Dental(8 contracts) | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | 26 | $84K |
| Vision | VISION SERVICE PLAN | 89 | $14K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 169 | $70K |
| Prescription drug | HORIZON HEALTHCARE SERVICES, INC | 124 | $273K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 169 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.