| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 811 MADISON AVENUE TOLEDO, OH 43604 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $19K | $5K | $24K | 3.65% |
| DAVID C NORRIS3 Filed as: DAVID C. NORRIS | 280 WEST MAPLE S 200 BIRMINGHAM, MI 480095706 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $24K | — | $24K | 4.97% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 2401 W BIG BEAVER ROAD SUITE 400 TROY, MI 480848084 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $0 | $637 | $637 | 0.13% |
| DAVID C NORRIS3 | 280 WEST MAPLE S 200 BIRMINGHAM, MI 480095706 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $20K | — | $20K | 4.94% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 2401 W BIG BEAVER ROAD SUITE 400 TROY, MI 480848084 | BLUE CROSS BLUE SHIELD OF MICHIGAN | — | $888 | $888 | 0.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,433 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,437 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 105 | $905K |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 844 | $88K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,433 | $669K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,433 | $669K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,433 | $669K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,433 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.