| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: CLARKE & COMPANY BENEFITS | 2422 DEVINE STREET STE B COLUMBIA, SC 29205 | UNITED HEALTHCARE PLAN OF THE RIVER VALLEY INC | $19K | — | $19K | 1.76% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INSURANCE AGENCY INC | 4000 SMITH ROAD #400 CINCINNATI, OH 45209 | UNITED HEALTHCARE PLAN OF THE RIVER VALLEY INC | $13K | — | $13K | 1.24% |
| ENROLLEASE3 Filed as: CLARKE & COMPANY BENEFITS LLC | 2422 DEVINE STREET #B COLUMBIA, SC 29205 | DELTA DENTAL OF MISSOURI | $5K | — | $5K | 5.89% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INSURANCE AGENCY | 1 FERNANDINA COURT B COLUMBIA, SC 29205 | DELTA DENTAL OF MISSOURI | $3K | — | $3K | 3.54% |
| ENROLLEASE3 Filed as: CLARKE AND COMPANY BENEFITS | 2422 DEVINE ST STE B COLUMBIA, SC 29205 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 5.86% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF SOUTH CAROLINA | 1170 WILSON HALL ROAD SUMTER, SC 291501831 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 4.14% |
| ENROLLEASE3 Filed as: CLARKE & COMPANY | 2422 DEVINE STREET ST STE B COLUMBIA, SC 292052434 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 6.20% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF SOUTH CAROLINA | 1170 WILSON HALL ROAD SUMTER, SC 291501831 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 3.80% |
| ENROLLEASE3 Filed as: CLARKE & COMPANY | 2422 DEVINE STREET COLUMBIA, SC 292052434 | PHYSICIANS EYE PLAN | $1K | — | $1K | 5.04% |
| THE BYNUM COMPANY INC3 Filed as: BYNUM INSURANCE | 1170 WILSON HALL ROAD SUMTER, SC 29150 | PHYSICIANS EYE PLAN | $1K | — | $1K | 4.96% |
| ENROLLEASE3 Filed as: CLARKE & COMPANY BENEFITS LLC | 2422 DEVINE STE B COLUMBIA, SC 292052434 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $949 | — | $949 | 6.25% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF SOUTH CAROLINA | 1170 WILSON HALL ROAD SUMTER, SC 291501831 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $569 | — | $569 | 3.75% |
| ENROLLEASE3 Filed as: CLARKE & COMPANY BENEFITS LLC | 2422 DEVINE ST SUITE B COLUMBIA, SC 292052434 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $395 | — | $395 | 5.29% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF SOUTH CAROLINA | 1170 WILSON HALL ROAD SUMTER, SC 291501831 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $351 | — | $351 | 4.70% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 199 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 199 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE PLAN OF THE RIVER VALLEY INC | 172 | $1.1M |
| Dental | DELTA DENTAL OF MISSOURI | 256 | $82K |
| Vision | PHYSICIANS EYE PLAN | 199 | $22K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 167 | $49K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 55 | $15K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 81 | $69K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 167 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 256 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.