| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LA LLC | PO BOX 1269 HOUMA, LA 70361 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $23K | $7K | $30K | 4.52% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LA LLC | PO BOX 1269 HOUMA, LA 70361 | SYMETRA | $28K | $6K | $34K | 28.99% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LA LLC | PO BOX 1269 HOUMA, LA 70361 | AMERITAS | $6K | — | $6K | 10.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 3520 THOMASVILLE RD STE 500 TALLAHASSEE, FL 32309 | AMERITAS | $2K | — | $2K | 3.80% |
| AGM BENEFITS Filed as: AGM BENEFITS SOLUTION | 8550 UNITED PLAZA BLVD - SUITE 210 BATON ROUGE, LA 70809 | HARTFORD LIFE AND ACCIDENT | $13K | — | $13K | 54.00% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF LOUISIANA INC | PO BOX 1269 HOUMA, LA 70361 | HARTFORD LIFE AND ACCIDENT | $5K | — | $5K | 21.00% |
| AGM BENEFITS3 Filed as: AGM BENEFITS SOLUTION | 8550 UNITED PLAZA BLVD - SUITE 210 BATON ROUGE, LA 70809 | TRUSTMARK INSURANCE COMPANY | $12K | — | $12K | 64.93% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LA LLC | 400 E KALISTE SALOOM RD SUITE 1100 LAFAYETTE, LA 70508 | TRUSTMARK INSURANCE COMPANY | $5K | — | $5K | 27.83% |
| AGM BENEFITS3 Filed as: AGM BENEFITS SOLUTION | 8550 UNITED PLAZA BLVD - SUITE 210 BATON ROUGE, LA 70809 | TRUSTMARK INSURANCE COMPANY | $4K | — | $4K | 32.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LA LLC | 400 E KALISTE SALOOM RD SUITE 1100 LAFAYETTE, LA 70508 | TRUSTMARK INSURANCE COMPANY | $2K | — | $2K | 13.73% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 242 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 242 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 105 | $670K |
| Dental | AMERITAS | 242 | $57K |
| Vision | AMERITAS | 242 | $57K |
| Life insurance(2 contracts, 2 carriers) | SYMETRA | 185 | $136K |
| Short-term disability | SYMETRA | 185 | $117K |
| Long-term disability | SYMETRA | 185 | $117K |
| Other(3 contracts, 3 carriers) | SYMETRA | 185 | $155K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 242 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.