| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $888K | $33 | $888K | 8.61% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $245K | $245K | 2.38% |
| BSC AGENCY LLC3 | 1025 ASHWORTH ROAD, SUITE 101 WEST DES MOINES, IA 50265 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $110K | $110K | 1.07% |
| GLOBAL BENEFITS INC3 | 570 LAKE COOK ROAD, SUITE 106 DEERFIELD, IL 60015 | METROPOLITAN LIFE INSURANCE COMPANY | -$1K | $34K | $33K | 0.32% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $870 | $870 | 0.01% |
| MERCER HEALTH AND BENEFITS, LLC3 | 1717 MAIN STREET, SUITE 4400 DALLAS, TX 75201 | GLOBE LIFE AND ACCIDENT INSURANCE COMPANY | $67K | $10K | $77K | 1.87% |
| MERCER HEALTH AND BENEFITS, LLC3 | PO BOX 730182 DALLAS, TX 75373 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $60K | $0 | $60K | 6.18% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $29K | $0 | $29K | 2.99% |
| GLOBAL BENEFITS INC3 | 570 LAKE COOK ROAD, SUITE 106 DEERFIELD, IL 60015 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $1K | $0 | $1K | 0.12% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | HAWAII MEDICAL SERVICE ASSOCIATION | $0 | $15K | $15K | 1.95% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | SIMNSA | $8K | $0 | $8K | 2.00% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $4K | $4K | 2.86% |
| GLOBAL BENEFITS INC3 | 570 LAKE COOK ROAD, SUITE 106 DEERFIELD, IL 60015 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $580 | $580 | 0.46% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $33 | $33 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 31,220 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 102 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 31,322 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(10 contracts, 9 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 1,384 | $25.4M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 40,382 | $10.3M |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 16,909 | $977K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 40,382 | $10.3M |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 40,382 | $10.4M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 40,382 | $10.3M |
| Prescription drug(9 contracts, 8 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 1,384 | $21.2M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 40,382 | $10.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 40,382 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.