| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PALO VERDE INC3 Filed as: PALO VERDE, INC. | 8546 CALLE CARABE ST RANCHO CUCAMONGA, CA 917301909 | KAISER FOUNDATION HEALTH PLAN, INC. | $43K | — | $43K | 2.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: FLOYD BROWN | 7560 CAMINO NORTE RANCHO CUCAMONGA, CA 917301025 | KAISER FOUNDATION HEALTH PLAN, INC. | $43K | — | $43K | 2.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: WORD AND BROWN INSURANCE | ADMINISTRATORS INC 721 S PARKER ST STE 200 ORANGE, CA 928684772 | KAISER FOUNDATION HEALTH PLAN, INC. | $21K | $16 | $21K | 1.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: WORD AND BROWN BENEFIT | ADMINISTRATORS INC 721 S PARKER ST STE 300 ORANGE, CA 928684732 | PRINCIPAL LIFE INSURANCE COMPANY | $5K | $6K | $11K | 7.53% |
| JAMES ALAN DILKS3 | 8546 CALLE CARABE ST RANCH CUCAMONGA, CA 917301909 | PRINCIPAL LIFE INSURANCE COMPANY | $7K | — | $7K | 4.78% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: WORD AND BROWN BENEFIT | ADMINISTRATORS INC 721 S PARKER ST STE 300 ORANGE, CA 928684732 | PRINCIPAL LIFE INSURANCE COMPANY | — | $1K | $1K | 0.98% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: FLOYD LEE BROWN | 7560 CAMINO NORTE RANCH CUCAMONGA, CA 917301025 | PRINCIPAL LIFE INSURANCE COMPANY | -$526 | — | -$526 | -0.37% |
| DILKS, JAMES A3 | 255 W FOOTHILL BLVD SUITE 102 UPLAND, CA 91786 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $1K | $3K | 10.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN, FLOYD L | 255 W FOOTHILL BLVD STE 102 UPLAND, CA 91786 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 5.00% |
| DILKS, JAMES A3 | 255 W FOOTHILL BLVD SUITE 102 UPLAND, CA 91786 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN, FLOYD L | 255 W FOOTHILL BLVD STE 102 UPLAND, CA 91786 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: WORD & BROWN INSURANCE | ADMINISTRATORS 721 S. PARKER, SUITE 300 ORANGE, CA 92868 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: WORD & BROWN | 721 S PARKER RD #300 ORANGE, CA 92868 | CALIFORNIA DENTAL NETWORK, INC. | $842 | — | $842 | 7.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: FLOYD BROWN | 255 W FOOTHILL BLVD #102 UPLAND, CA 91786 | CALIFORNIA DENTAL NETWORK, INC. | $601 | — | $601 | 5.00% |
| PALO VERDE INC3 | 255 W FOOTHILL BLVD #102 UPLAND, CA 91786 | CALIFORNIA DENTAL NETWORK, INC. | $601 | — | $601 | 5.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN, FLOYD L | 255 W FOOTHILL BLVD STE 102 UPLAND, CA 91786 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 11.00% |
| DILKS, JAMES A3 | 255 W FOOTHILL BLVD SUITE 102 UPLAND, CA 91786 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $875 | — | $875 | 10.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN, FLOYD L | 255 W FOOTHILL BLVD STE 102 UPLAND, CA 91786 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $875 | — | $875 | 10.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: WORD & BROWN INSURANCE | ADMINISTRATORS 721 S. PARKER, SUITE 300 ORANGE, CA 92868 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $438 | $438 | 5.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN, FLOYD L | 255 W FOOTHILL BLVD STE 102 UPLAND, CA 91786 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $129 | — | $129 | 7.47% |
| DILKS, JAMES A3 | 255 W FOOTHILL BLVD SUITE 102 UPLAND, CA 91786 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $129 | — | $129 | 7.47% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: WORD & BROWN INSURANCE | ADMINISTRATORS 721 S. PARKER, SUITE 300 ORANGE, CA 92868 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $86 | $86 | 4.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 550 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 71 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 621 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN, INC. | 449 | $2.1M |
| Dental(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 385 | $156K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 385 | $144K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 360 | $38K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 24 | $9K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 16 | $24K |
| Other(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 360 | $11K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 449 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.