| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT VENTURES CORP3 | 1460 US HIGHWAY 9 NORTH # 304 WOODBRIDGE, NJ 07095 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $41K | $41K | 1.25% |
| BRENDAN WALL3 Filed as: BRENDAN B WALL | 22 SOUTH HOLMDEL ROAD SUITE 7 HOLMDEL, NJ 07733 | KAISER FOUNDATION HEALTH PLAN, INC. | $57K | — | $57K | 4.49% |
| BENEFIT VENTURES CORP3 | 1480 ROUTE 9 NORTH SUITE 203 WOODBRIDGE, NJ 07095 | KAISER FOUNDATION HEALTH PLAN, INC. | $3K | — | $3K | 0.20% |
| BRENDAN WALL3 Filed as: BRENDAN B WALL | 22 SOUTH HOLMDEL ROAD SUITE 7 HOLMDEL, NJ 07733 | KAISER FOUNDATION HEALTH PLAN INC | $21K | — | $21K | 3.93% |
| BRENDAN WALL3 | 22 SOUTH HOLMDEL ROAD HOLMDEL, NJ 07733 | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | $225K | — | $225K | 49.90% |
| CENTERSTONE INSURANCE AND FINANCIAL3 | 12404 PARK CENTRAL DRIVE SUITE 400S DALLAS, TX 75251 | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | — | $298 | $298 | 0.07% |
| BENEFIT VENTURES CORP3 Filed as: BENEFIT VENTURES CORP. | 1460 ROUTE 9 NORTH SUITE 304 WOODBRIDGE, NJ 07095 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $1K | $7K | 13.17% |
| BENEFIT VENTURES CORP3 Filed as: BENEFIT VENTURES CORP. | 1460 ROUTE 9 NORTH SUITE 304 WOODBRIDGE, NJ 07095 | UNUM INSURANCE COMPANY | $3K | $435 | $4K | 17.00% |
| BENEFIT VENTURES CORP3 Filed as: BENEFIT VENTURES CORP. | 1460 ROUTE 9 NORTH SUITE 304 WOODBRIDGE, NJ 07095 | UNUM INSURANCE COMPANY | $3K | $356 | $3K | 16.97% |
| BENEFIT VENTURES CORP3 Filed as: BENEFIT VENTURES CORP. | 1460 ROUTE 9 NORTH SUITE 304 WOODBRIDGE, NJ 07095 | UNUM INSURANCE COMPANY | $2K | $308 | $3K | 17.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,209 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,217 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 756 | $8.0M |
| Dental(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 939 | $3.8M |
| Vision(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 939 | $3.8M |
| Life insurance(2 contracts, 2 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 1,036 | $504K |
| Long-term disability(2 contracts, 2 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 1,036 | $504K |
| Other(5 contracts, 3 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 1,036 | $559K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,036 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.