| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES COLORADO INC | 10807 NEW ALLIGIANCE DRIVE SUITE 515 COLORADO SPRINGS, CO 80921 | DELTA DENTAL OF COLORADO | $6K | $0 | $6K | 7.92% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES COLORADO INC | 10807 NEW ALLIGIANCE DRIVE SUITE 515 COLORADO SPRINGS, CO 80921 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | $0 | $6K | 9.81% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES COLORADO INC | 7350 CAMPUS DRIVE COLORADO SPRINGS, CO 80920 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 7.36% |
| INSURANCE ACCENTS CORPORATION3 | 18091 EAST KEPNER DRIVE AURORA, CO 80017 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $886 | $152 | $1K | 6.72% |
| GRADY VAUGHN3 | PO BOX 38099 COLORADO SPRINGS, CO 80937 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $439 | $0 | $439 | 2.84% |
| RAY MCMARTIN3 | 8045 TABLE MESA WAY COLORADO SPRINGS, CO 80919 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $163 | $40 | $203 | 1.31% |
| TRANSCEND TECHNOLOGIES GROUP, INC.3 Filed as: TRANSCEND TECHNOLOGIES GROUP INC | 9401 EAST STOCKTON BOULEVARD ELK GROVE, CA 95624 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $176 | $0 | $176 | 1.14% |
| ROBERT HUFFMAN3 | 343 WEST POWERS PLACE, SUITE 304 LITTLETON, CO 80120 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $65 | $34 | $99 | 0.64% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES COLORADO INC | 7350 CAMPUS DRIVE, SUITE 100 COLORADO SPRINGS, CO 80920 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $771 | $0 | $771 | 5.71% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES COLORADO INC | 10807 NEW ALLIGIANCE DRIVE SUITE 515 COLORADO SPRINGS, CO 80921 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $418 | $0 | $418 | 3.10% |
| INSURANCE ACCENTS CORPORATION3 | 18091 EAST KEPNER DRIVE AURORA, CO 80017 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $57 | $0 | $57 | 2.29% |
| RAY MCMARTIN3 | 8045 TABLE MESA WAY COLORADO SPRINGS, CO 80919 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $11 | $1 | $12 | 0.48% |
| GRADY VAUGHN3 | PO BOX 38099 COLORADO SPRINGS, CO 80937 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $49 | $0 | $49 | 15.17% |
| INSURANCE ACCENTS CORPORATION3 | 18091 EAST KEPNER DRIVE AURORA, CO 80017 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6 | $1 | $7 | 2.17% |
| RAY MCMARTIN3 | 8045 TABLE MESA WAY COLORADO SPRINGS, CO 80919 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3 | $1 | $4 | 1.24% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 200 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 5 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 206 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF COLORADO | 226 | $78K |
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | 198 | $13K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 200 | $65K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 200 | $65K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 200 | $65K |
| Other(4 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 200 | $84K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 226 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.