| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FALL RIVER CONSULTING GROUP LLC3 Filed as: FALL RIVER CONSULTING GROUP | 2829 WYANDOT ST DENVER, CO 80211 | REGENCE BLUESHIELD OF IDAHO, INC. | $39K | $0 | $39K | 2.09% |
| MORETON & COMPANY3 Filed as: FRED A MORETON & COMPANY | PO BOX 58139 SLC, UT 84158 | REGENCE BLUESHIELD OF IDAHO, INC. | $8K | $0 | $8K | 0.45% |
| FALL RIVER CONSULTING GROUP LLC3 | 2829 WYANDO ST DENVER, CO 80211 | METROPOLITAN LIFE INSURANCE COMPANY | $17K | — | $17K | 4.26% |
| MORETON & COMPANY3 Filed as: FRED MORETON & CO | 101 S 200 E STE 300 SLC, UT 84111 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $3K | $7K | 1.76% |
| FALL RIVER CONSULTING GROUP LLC3 Filed as: FALL RIVER CONSULTING GROUP | 2829 WYANDOT ST DENVER, CO 80211 | KAISER PERMANENTE | $6K | $0 | $6K | 3.01% |
| FALL RIVER CONSULTING GROUP LLC Filed as: FALL RIVER CONSULTING GROUP, LLC. | 2829 WYANDOT ST DENVER, CO 80211 | KAISER PERMANENTE | $4K | — | $4K | 2.86% |
| FALL RIVER CONSULTING GROUP LLC3 Filed as: FALL RIVER CONSULTING GROUP | 2829 WYANDOT ST DENVER, CO 80211 | VISION SERVICE PLAN | $1K | $0 | $1K | 2.43% |
| MORETON & COMPANY Filed as: FRED A MORETON & COMPANY | 2501 E STATE AVE STE 200 MERIDIAN, ID 83642 | VISION SERVICE PLAN | $102 | $0 | $102 | 0.20% |
| MORETON & COMPANY3 Filed as: MORETON INSURANCE OF IDAHO | 101 S 200 E STE 300 SLC, UT 84111 | RBH | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 308 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 313 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | REGENCE BLUESHIELD OF IDAHO, INC. | 511 | $2.2M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 949 | $395K |
| Vision | VISION SERVICE PLAN | 221 | $51K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 949 | $395K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 949 | $395K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 949 | $395K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 949 | $402K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 949 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.