| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, INC. | 444 W. 47TH STREET, SUITE 900 KANSAS CITY, MO 641121906 | LIFEWISE ASSURANCE COMPANY | — | $19K | $19K | 2.13% |
| LOCKTON COMPANIES, LLC3 | 444 W. 47TH STREET, SUITE 900 KANSAS CITY, MO 631417088 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 8.69% |
| GEISLER INCORPORATED3 Filed as: GEISLER INC. | 1795 CLARKSON ROAD, SUITE 301 CHESTERFIELD, MO 641121906 | CONTINENTAL AMERICAN INSURANCE COMPANY | $357 | — | $357 | 0.76% |
| JOHN MYERS3 | 16024 MANCHESTER ROAD ELLISVILLE, MO 63011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $65 | — | $65 | 0.14% |
| JOHN A BACON3 Filed as: JOHN A. BACON | 1267 LEIGHTON HOLLOW DRIVE DARDENNE PRAIRIE, MO 63368 | CONTINENTAL AMERICAN INSURANCE COMPANY | $65 | — | $65 | 0.14% |
| LOCKTON COMPANIES, LLC3 | THREE CITYPLACE DRIVE, SUITE 300 ST. LOUIS, MO 631417088 | NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA | $283 | — | $283 | 14.96% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 719 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 17 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 736 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY (EYEMED VISION CARE) | 1,323 | $62K |
| Life insurance | AMERICAN GENERAL LIFE INSURANCE COMPANY | 719 | $332K |
| Short-term disability | AMERICAN GENERAL LIFE INSURANCE COMPANY | 719 | $332K |
| Long-term disability | AMERICAN GENERAL LIFE INSURANCE COMPANY | 719 | $332K |
| Stop-loss / reinsurancereinsurance | LIFEWISE ASSURANCE COMPANY | 646 | $897K |
| Other(4 contracts, 4 carriers) | AMERICAN GENERAL LIFE INSURANCE COMPANY | 719 | $398K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,323 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.