| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 235 HIGHLANDIA DRIVE, SUITE 100 BATON ROUGE, LA 70810 | UNITEDHEALTHCARE INSURANCE COMPANY | $51K | $0 | $51K | 1.68% |
| LOCKTON COMPANIES, LLC3 | PO BOX 123042 DALLAS, TX 75312 | UNITEDHEALTHCARE INSURANCE COMPANY | $40K | $0 | $40K | 1.30% |
| CHARLES KEITH JOHNSON3 | 6732 LOUIS XIV STREET NEW ORLEANS, LA 70124 | UNITEDHEALTHCARE INSURANCE COMPANY | -$3 | $0 | -$3 | -0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 111 VETERANS MEMORIAL BOULEVARD SUITE 1130 METAIRIE, TX 70005 | UNITEDHEALTHCARE INSURANCE COMPANY | $20K | $0 | $20K | 6.92% |
| LOCKTON COMPANIES, LLC3 | 2100 ROSS AVENUE, SUITE 1200 DALLAS, TX 75201 | UNITEDHEALTHCARE INSURANCE COMPANY | $13K | $0 | $13K | 4.77% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 488 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 488 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 687 | $3.1M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 687 | $3.1M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 687 | $3.1M |
| Life insurance(2 contracts) | UNITEDHEALTHCARE INSURANCE COMPANY | 488 | $564K |
| Short-term disability(2 contracts) | UNITEDHEALTHCARE INSURANCE COMPANY | 488 | $564K |
| Long-term disability(2 contracts) | UNITEDHEALTHCARE INSURANCE COMPANY | 488 | $564K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 687 | $3.1M |
| Other(2 contracts) | UNITEDHEALTHCARE INSURANCE COMPANY | 488 | $564K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 687 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.