See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 24 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 26 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SEDGWICK EIN 36-2685608 CONSULTING | Consulting (general); Direct payment from the plan Service code 16 | — | $1.4M |
| OPTUM EIN 47-0858534 CONSULTING | Direct payment from the plan; Consulting (general) Service code 16 | — | $418K |
| ERNST & YOUNG EIN 34-6565596 CONSULTING | Consulting (general); Direct payment from the plan Service code 16 | — | $330K |
| HEADSPACE, INC. EIN 46-1777570 CONSULTING | Direct payment from the plan; Other services Service code 49 | — | $237K |
| ALIGHT SOLUTIONS EIN 82-1061233 INSURANCE SERVICES | Insurance services; Direct payment from the plan Service code 23 | — | $228K |
| WEBMD EIN 93-1270422 CONSULTING | Consulting (general); Direct payment from the plan Service code 16 | — | $221K |
| UNUM EIN 01-0278678 CONSULTING | Direct payment from the plan; Consulting (general) Service code 16 | — | $148K |
| THE JELLYVISION LAB, INC. EIN 36-4442819 NONE | Direct payment from the plan; Other fees; Other services Service code 49 | — | $116K |
| RSW EIN 75-2448056 COMMUNICATIONS | Other services; Direct payment from the plan Service code 49 | — | $110K |
| BLANKS PRINTING & IMAGING EIN 75-1156894 COPY/DUPLICATION | Copying and duplicating; Direct payment from the plan Service code 36 | — | $89K |
| WILLIS TOWERS WATSON US LLC EIN 53-0181291 ACTUARIAL | Direct payment from the plan; Actuarial Service code 11 | — | $64K |
| FORVIS MAZARS, LLP EIN 44-0160260 ACCOUNTING | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $64K |
| NETWORK MEDICAL REVIEW EIN 76-0711128 NONE | Direct payment from the plan; Other services Service code 49 | — | $22K |
| ENTERHEALTH EIN 26-3107183 CONSULTING | Consulting (general); Direct payment from the plan Service code 16 | — | $17K |
| MESSAGEBOX LLC EIN 92-3898668 COMMUNICATIONS | Other services; Other fees Service code 49 | — | $13K |
| HAYNES & BOONE LLP EIN 75-1312888 LEGAL | Legal; Direct payment from the plan Service code 29 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 47,516 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 409 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 923 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 48,848 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 4 | $4 |
| Dental(13 contracts, 13 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 34,523 | $23.5M |
| Vision(2 contracts) | EYEMED | 62,436 | $5.6M |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 47,516 | $14.8M |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 42,359 | $12.7M |
| Other(6 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 42,644 | $12.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 62,436 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.