| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TCTK SERVICES LLC3 Filed as: TCTK SERVICES | 1309 RIDGE ROAD STE 200 ROCKWALL, TX 75087 | UNITED HEALTHCARE INSURANCE COMPANY | $4.4M | $0 | $4.4M | 4.95% |
| TCTK SERVICES LLC3 Filed as: TCTK SERVICES | 1309 RIDGE ROAD STE 200 ROCKWALL, TX 75087 | METROPOLITAN LIFE INSURANCE COMPANY | $1.7M | $240K | $2.0M | 12.05% |
| CENTRO BENEFITS RESEARCH LLC3 | 24500 CHAGRIN BLVD STE. 365 BEACHWOOD, OH 44122 | METROPOLITAN LIFE INSURANCE COMPANY | $490K | $10 | $490K | 3.02% |
| CENTRO BENEFITS RESEARCH LLC3 | 24500 CHAGRIN BLVD. STE. 365 BEACHWOOD, OH 44122 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $163K | $163K | 1.01% |
| TCTK SERVICES LLC3 Filed as: TCTK SERVICES | 1309 RIDGE ROAD STE 200 ROCKWALL, TX 75087 | KAISER FOUNDATION HEALTH PLAN | $59K | $0 | $59K | 3.21% |
| TCTK SERVICES LLC3 Filed as: TCTK SERVICES | 1309 RIDGE ROAD STE 200 ROCKWALL, TX 75087 | METROPOLITAN LIFE INSURANCE COMPANY | $360K | $20K | $379K | 30.34% |
| CENTRO BENEFITS RESEARCH LLC3 | 24500 CHAGRIN BLVD. STE. 365 BEACHWOOD, OH 44122 | METROPOLITAN LIFE INSURANCE COMPANY | $60K | $10 | $60K | 4.80% |
| CENTRO BENEFITS RESEARCH LLC3 | 24500 CHAGRIN BLVD. STE. 365 BEACHWOOD, OH 44122 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $14K | $14K | 1.11% |
| TCTK SERVICES LLC3 Filed as: TCTK SERVICES | 1309 RIDGE ROAD STE 200 ROCKWALL, TX 75087 | METROPOLITAN LIFE INSURANCE COMPANY | $228K | $13K | $241K | 29.90% |
| CENTRO BENEFITS RESEARCH LLC3 | 24500 CHAGRIN BLVD. STE. 365 BEACHWOOD, OH 44122 | METROPOLITAN LIFE INSURANCE COMPANY | $38K | $10 | $38K | 4.72% |
| CENTRO BENEFITS RESEARCH LLC3 | 24500 CHAGRIN BLVD. STE. 365 BEACHWOOD, OH 44122 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $9K | $9K | 1.08% |
| TCTK SERVICES LLC3 Filed as: TCTK SERVICES | 1309 RIDGE ROAD STE 200 ROCKWALL, TX 75087 | METROPOLITAN LIFE INSURANCE COMPANY | $210K | $11K | $222K | 29.68% |
| CENTRO BENEFITS RESEARCH LLC3 | 24500 CHAGRIN BLVD. STE. 365 BEACHWOOD, OH 44122 | METROPOLITAN LIFE INSURANCE COMPANY | $35K | $10 | $35K | 4.69% |
| CENTRO BENEFITS RESEARCH LLC3 | 24500 CHAGRIN BLVD. STE. 365 BEACHWOOD, OH 44122 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $8K | $8K | 1.07% |
| TCTK SERVICES LLC3 Filed as: TCTK SERVICES | 1309 RIDGE ROAD STE 200 ROCKWALL, TX 75087 | KAISER FOUNDATION HEALTH PLAN, INC. | $30K | $0 | $30K | 4.96% |
| TCTK SERVICES LLC3 Filed as: TCTK SERVICES | 1309 RIDGE ROAD STE 200 ROCKWALL, TX 75087 | METROPOLITAN LIFE INSURANCE COMPANY | $40K | $3K | $43K | 11.08% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N. KIRKWOOD RD. STE. 300 KIRKWOOD, MO 63122 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | $10 | $10K | 2.68% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N. KIRKWOOD RD. STE. 300 KIRKWOOD, MO 63122 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $7K | $7K | 1.78% |
| TCTK SERVICES LLC3 Filed as: TCTK SERVICES | 1309 RIDGE ROAD STE 200 ROCKWALL, TX 75087 | METROPOLITAN LIFE INSURANCE COMPANY | $30K | $6K | $36K | 17.17% |
| CENTRO BENEFITS RESEARCH LLC3 | 24500 CHAGRIN BLVD. STE. 365 BEACHWOOD, OH 44122 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $0 | $8K | 3.60% |
| CENTRO BENEFITS RESEARCH LLC3 | 24500 CHAGRIN BLVD. STE. 365 BEACHWOOD, OH 44122 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $3K | $3K | 1.58% |
| TCTK SERVICES LLC3 Filed as: TCTK SERVICES | 1309 RIDGE ROAD STE 200 ROCKWALL, TX 75087 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $6K | $0 | $6K | 4.71% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,775 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6,624 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 15,399 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(11 contracts, 8 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 20,668 | $93.8M |
| Dental(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 30,096 | $16.8M |
| Vision(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 30,096 | $16.8M |
| Life insurance(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 30,096 | $16.8M |
| Short-term disability(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 30,096 | $16.8M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 30,096 | $16.2M |
| Other(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 30,096 | $16.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 30,096 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.