No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HUMANA INSURANCE COMPANY EIN 39-1263473 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $887K |
| CBIZ BENEFITS & INSURANCE SERVICES NONE | Insurance brokerage commissions and fees; Direct payment from the plan Service code 50 | 700 WEST 47TH STREET, SUITE 1100 KANSAS CITY, MO 64112 | $209K |
| HEALTHIEST YOU NONE | Other services; Direct payment from the plan Service code 49 | 5350 EAST HIGH STREET, SUITE 350 PHOENIX, AZ 85054 | $53K |
| HUMANADENTAL INSURANCE COMPANY EIN 39-0714280 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $43K |
| BKD, LLP EIN 44-0160260 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $17K |
| ELLIOTT ROBINSON & COMPANY LLP EIN 43-1189134 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $17K |
| THE TABEN GROUP NONE | Direct payment from the plan; Contract Administrator Service code 13 | 10875 BENSON CORPORATE WOODS BUILDING 11, SUITE 130 OVERLAND PARK, KS 66210 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,885 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 21 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,906 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | HUMANADENTAL INSURANCE COMPANY | 973 | $109K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,384 | $735K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,384 | $735K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,384 | $735K |
| Stop-loss / reinsurancereinsurance | UNIMERICA INSURANCE COMPANY | 1,416 | $1.6M |
| Other | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,384 | $735K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,416 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.