| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY, LLC | PARK 80 WEST PLAZA 2 SADDLE BROOK, NJ 07663 | AETNA HEALTH, INC. | $144K | — | $144K | 2.94% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY, LLC | LOCKBOX 740659 LOS ANGELES, CA 90074 | KAISER FOUNDATION HEALTH PLAN, INC. | $52K | $0 | $52K | 2.76% |
| ALLIANT INSURANCE SERVICES, INC.3 | 101 PARK AVENUE 12TH FLOOR NEW YORK, NY 10178 | KAISER FOUNDATION HEALTH PLAN, INC. | $2K | $0 | $2K | 0.12% |
| FISHMAN AND ASSOCIATES INS SVCS3 | 6420 WILSHIRE BOULEVARD LOS ANGELES, CA 90048 | KAISER FOUNDATION HEALTH PLAN, INC. | $2K | $0 | $2K | 0.12% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY, LLC | PARK 80 WEST PLAZA 2 SADDLE BROOK, NJ 07663 | AETNA LIFE INSURANCE COMPANY | $48K | $14K | $62K | 3.76% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY, LLC | PARK 80 WEST PLAZA 2 SADDLE BROOK, NJ 07663 | DELTA DENTAL OF CALIFORNIA | $15K | $0 | $15K | 3.26% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY, LLC | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | RELIASTAR LIFE INSURANCE COMPANY | $35K | $10K | $44K | 11.54% |
| THE ORIENTATION COMPANY, INC.3 Filed as: THE ORIENTATION COMPANY | 5 COWBOYS WAY SUITE 300I FRISCO, TX 75034 | RELIASTAR LIFE INSURANCE COMPANY | $26K | $0 | $26K | 6.87% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1301 DOVE STREET, SUITE 200 NEWPORT BEACH, NJ 92660 | RELIASTAR LIFE INSURANCE COMPANY | $4K | $0 | $4K | 0.99% |
| FISHMAN AND ASSOCIATES INS SVCS3 | 6420 WILSHIRE BOULEVARD LOS ANGELES, NJ 90048 | RELIASTAR LIFE INSURANCE COMPANY | $4K | $0 | $4K | 0.99% |
| ADP INC3 Filed as: ADP, INC. | PO BOX 842875 BOSTON, NJ 02284 | RELIASTAR LIFE INSURANCE COMPANY | $0 | $3K | $3K | 0.78% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY LLC | PO BOX 412703 BOSTON, MA 02241 | VISION SERVICE PLAN | $2K | — | $2K | 2.42% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | PO BOX 745977 LOS ANGELES, CA 90074 | VISION SERVICE PLAN | $316 | — | $316 | 0.35% |
| FISHMAN AND ASSOCIATES INS SVCS3 | 6420 WILSHIRE BOULEVARD LOS ANGELES, CA 90048 | VISION SERVICE PLAN | $316 | — | $316 | 0.35% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY, LLC | PARK 80 WEST PLAZA 2 SADDLE BROOK, NJ 07663 | DELTA DENTAL OF CALIFORNIA | $1K | $0 | $1K | 3.00% |
| THE ORIENTATION COMPANY, INC.3 Filed as: THE ORIENTATION COMPANY, LLC | 5 COWBOYS WAY, SUITE 300-I FRISCO, TX 75034 | TRUSTMARK INSURANCE COMPANY | $7K | — | $7K | 16.41% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 1 POLARIS WAY, SUITE 300 ALISO VIEJO, CA 92656 | TRUSTMARK INSURANCE COMPANY | $3K | — | $3K | 6.73% |
| UNKNOWN3 | UINKNOWN LONG BEACH, CA 90806 | REACH EMPLOYEE ASSISTANCE, INC. | $916 | — | $916 | 3.00% |
| EOI SERVICE COMPANY INC3 Filed as: EOI ENROLLMENT SERVICES, LLC | 200 GALLERIA PARKWAY, SUITE 1950 ATLANTA, GA 30339 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | $0 | $5K | 20.00% |
| US NATIONAL BENEFIT PARTNERS WEST3 | 99 WOOD AVENUE SOUTH, SUITE 501 ISELIN, NJ 08830 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $1K | $1K | 5.00% |
| MARSH & MCLENNAN AGENCY LLC4 Filed as: MARSH AND MCLENNAN AGENCY, LLC | 2 MORRISSEY BOULEVARD DORCHESTER, MA 02125 | LEGAL SHIELD | $1K | $0 | $1K | 15.42% |
| SANDRA R LOLLINO4 Filed as: SANDRA R. LOLLINO | 1812 OVERLAND AVENUE APARTMENT 201 LOS ANGELES, CA 90025 | LEGAL SHIELD | $235 | — | $235 | 3.38% |
| NANCY CHACONAS4 | 6651 CHARI LANE SOMIS, CA 93066 | LEGAL SHIELD | $90 | — | $90 | 1.29% |
| FISHMAN AND ASSOCIATES INS SVCS4 | 6420 WILSHIRE BOULEVARD LOS ANGELES, CA 90048 | LEGAL SHIELD | $55 | $0 | $55 | 0.79% |
| ALLIANT INSURANCE SERVICES, INC.4 | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | LEGAL SHIELD | $55 | $0 | $55 | 0.79% |
| BRIAN CARRUTHERS LLC4 Filed as: BRIAN CARRUTHERS, LLC | 43604 TUCKAWAY PLACE LEESBURG, VA 20176 | LEGAL SHIELD | $43 | $0 | $43 | 0.62% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 853 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 853 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | AETNA HEALTH, INC. | 803 | $8.4M |
| Dental(2 contracts) | DELTA DENTAL OF CALIFORNIA | 853 | $516K |
| Vision | VISION SERVICE PLAN | 759 | $91K |
| Life insurance(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 970 | $423K |
| Short-term disability | RELIASTAR LIFE INSURANCE COMPANY | 970 | $382K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 97 | $27K |
| Prescription drug(3 contracts, 3 carriers) | AETNA HEALTH, INC. | 803 | $8.4M |
| Other(4 contracts, 4 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 1,212 | $424K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,212 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.