| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INSURANCE AGENCY INC | 3777 LONG BEACH BOULEVARD SUITE 500 LONG BEACH, CA 90807 | UNITEDHEALTHCARE INSURANCE COMPANY | $172K | — | $172K | 4.76% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INSURANCE AGENCY, INC. | 3777 LONG BEACH BOULEVARD SUITE 500 LONG BEACH, CA 90807 | KAISER FOUNDATION HEALTH PLAN INC | $53K | — | $53K | 5.08% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INSURANCE AGENCY | 3777 LONG BEACH BOULEVARD SUITE 500 LONG BEACH, CA 90807 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $47K | $5K | $52K | 10.98% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INSURANCE AGENCY, INC. | 3777 LONG BEACH BLVD, SUITE 500 LONG BEACH, CA 90807 | KAISER FOUNDATION HEALTH PLAN, INC. | $14K | — | $14K | 4.86% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INSURANCE AGENCY INC | 3777 LONG BEACH BOULEVARD SUITE 500 LONG BEACH, CA 90807 | UNITEDHEALTHCARE INSURANCE COMPANY | $34K | — | $34K | 15.32% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INSURANCE AGENCY, INC. | 3777 LONG BEACH BLVD, SUITE 500 LONG BEACH, CA 90807 | HEALTHNET | $10K | — | $10K | 4.72% |
| FOUNDATION RISK PARTNERS CORP3 | 301 E COLORADO BLVD SUITE 205 PASADENA, CA 91101 | HEALTHNET | $91 | — | $91 | 0.04% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INSURANCE AGENCY, INC | 3777 LONG BEACH BOULEVARD SUITE 500 LONG BEACH, CA 90807 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $858 | — | $858 | 6.26% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,447 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,447 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 738 | $5.2M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 670 | $473K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 670 | $473K |
| Life insurance | UNITEDHEALTHCARE INSURANCE COMPANY | 1,140 | $221K |
| Short-term disability | UNITEDHEALTHCARE INSURANCE COMPANY | 1,140 | $221K |
| Long-term disability | UNITEDHEALTHCARE INSURANCE COMPANY | 1,140 | $221K |
| Other | UNITEDHEALTHCARE INSURANCE COMPANY | 1,140 | $221K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,140 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.