No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MERCER HEALTH & BENEFIT ADMINISTRAT EIN 20-3640590 NONE | Account maintenance fees; Plan Administrator Service code 14 | PO BOX 310072 DES MOINES, IA 503310072 | $102K |
| ONCOR ELECTRIC DELIVERY COMPANY LLC EIN 75-2967830 NONE | Plan Administrator; Account maintenance fees Service code 14 | 1616 WOODFALL RODGERS FREEWAY DALLAS, TX 75202 | $29K |
| METROPOLITAN LIFE INSURANCE COMPANY EIN 13-5581829 NONE | Claims processing; Contract Administrator Service code 12 | — | $22K |
| AON CONSULTING, INC. EIN 22-2232264 NONE | Consulting (general) Service code 16 | 200 E. RANDOLPH ST. CHICAGO, IL 60601 | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 913 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 913 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS MEDICARE ADVANTAGE | 803 | $2.5M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 410 | $462K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 803 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.