| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRIO BENEFIT CONSULTING INC3 | 30 BROAD ST 35TH FL NEW YORK, NY 10004 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $4K | $736 | $5K | 12.56% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WLRELESS BLVD 2ND FL HAUPPAUGE, NY 11788 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $253 | $1K | $2K | 4.21% |
| BRIO BENEFIT CONSULTING INC3 | 30 BROAD ST 35TH FL NEW YORK, NY 10004 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | $541 | $3K | 14.58% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GOUP PLANS INC | 225 WIRELESS BLVD 2ND FL HAUPPAUGE, NY 11788 | PRINCIPAL LIFE INSURANCE COMPANY | — | $864 | $864 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 222 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 222 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 67 | $36K |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 67 | $36K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 222 | $17K |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE CO. | 1 | $184K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 222 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.