| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF FLORIDA LLC | — | AETNA LIFE INSURANCE COMPANY | $41K | $0 | $41K | 7.28% |
| GLENN-DAVIS & ASSOCIATES INC3 Filed as: GLENN DAVIS & ASSOCIATES | 23452 US HWY 80 E STSTESBORO, GA 30461 | PRINCIPAL LIFE INSURANCE COMPANY | $10K | $0 | $10K | 12.03% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF FLORIDA | 4600 W CYPRESS STREET SUITE 550 TAMPA, FL 33607 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $2K | $2K | 2.69% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 10 NORTH PARK DRIVE SUITE 200 HUNT VALLEY, MD 21030 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $2K | $2K | 2.15% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF FLORIDA LLC | 23452 US HWY 80 E STATESBORO, GA 30458 | STANDARD INSURANCE COMPANY | $4K | $0 | $4K | 15.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF FLORIDA LLC | 23452 US HWY 80 E STATESBORO, GA 30458 | STANDARD INSURANCE COMPANY | $3K | $0 | $3K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 118 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 118 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 120 | $557K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 182 | $82K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 182 | $82K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 182 | $82K |
| Short-term disability | STANDARD INSURANCE COMPANY | 118 | $23K |
| Long-term disability | STANDARD INSURANCE COMPANY | 118 | $24K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 182 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.