| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE PLEXUS GROUPE LLC3 | 21805 W FIELD PKWY STE. 300 DEER PARK, IL 60010 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $23K | $0 | $23K | 2.59% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ARIZONA | 16220 N SCOTTSDALE RD STE. 600 SCOTTSDALE, AZ 85254 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $0 | $961 | $961 | 0.11% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $0 | -$2K | -$2K | -0.23% |
| THE PLEXUS GROUPE LLC3 | 21805 W FIELD PKWY STE. 300 DEER PARK, IL 60010 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $22 | $22 | 0.00% |
| THE PLEXUS GROUPE LLC3 | 21805 W FIELD PKWY STE. 300 DEER PARK, IL 60010 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $23K | $0 | $23K | 5.06% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ARIZONA | 16220 N. SCOTTSDALE RD., STE. 600 SCOTTSDALE, AZ 85254 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $0 | $725 | $725 | 0.16% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $0 | -$2K | -$2K | -0.33% |
| THE PLEXUS GROUPE LLC3 | 21805 W FIELD PKWY STE. 300 DEER PARK, IL 60010 | METROPOLITAN LIFE INSURANCE COMPANY | $29K | $2K | $31K | 18.07% |
| THE PLEXUS GROUPE LLC3 | 21805 W FIELD PKWY STE. 300 DEER PARK, IL 60010 | METROPOLITAN LIFE INSURANCE COMPANY | $18K | $1K | $19K | 19.66% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWER WATSON US LLC | PO BOX 28852 ALUDYNE, NY 10087 | METROPOLITAN LIFE INSURANCE COMPANY | $38 | $0 | $38 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,767 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,767 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 3,219 | $727K |
| Life insurance | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 1,767 | $892K |
| Long-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 1,768 | $460K |
| Other(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 633 | $268K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,219 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.