| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 235 HIGHLANDIA DRIVE BATON ROUGE, LA 70810 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $7K | $6K | $13K | 3.29% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2850 GOLF ROAD, 5TH FLOOR ROLLING MEADOWS, IL 60008 | SUN LIFE ASSURANCE COMPANY OF CANADA | $6K | $0 | $6K | 17.73% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 235 HIGHLANDIA DRIVE, SUITE 100 BATON ROUGE, LA 70810 | STANDARD INSURANCE COMPANY | $4K | $0 | $4K | 11.25% |
| WHITNEY FRITZE3 | 150 TUDOR AVENUE NEW ORLEANS, LA 70123 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $808 | $1K | $2K | 14.13% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 235 HIGHLANDIA DRIVE BATON ROUGE, LA 70810 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $9 | $2K | 10.60% |
| LEE E FRITZE3 Filed as: LEE E. FRITZE | 150 TUDOR AVENUE RIVER RIDGE, LA 70123 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $140 | $518 | $658 | 4.50% |
| JACQUELYN CRONIN BEACH3 | 150 TUDOR AVENUE RIVER RIDGE, LA 70123 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6 | $99 | $105 | 0.72% |
| ELIZABETH KATHLEEN BLAIR3 | 3179 CLUBVIEW COVE NORTH LAKELAND, TN 38002 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $84 | $0 | $84 | 0.57% |
| ANN HENRY CONSULTING LLC3 | 2045 GALLINA CIRCLE COLLIERVILLE, TN 38017 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $7 | $24 | $31 | 0.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 175 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 176 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF LOUISIANA | 26 | $400K |
| Dental | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 26 | $15K |
| Vision | BLUE CROSS BLUE SHIELD OF LOUISIANA | 26 | $400K |
| Life insurance | STANDARD INSURANCE COMPANY | 244 | $34K |
| Short-term disability | STANDARD INSURANCE COMPANY | 244 | $34K |
| Long-term disability | STANDARD INSURANCE COMPANY | 244 | $34K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF LOUISIANA | 26 | $400K |
| Other(3 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 400 | $74K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 400 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.