| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MEGAN WILEY3 | UNKNOWN TULSA, OK 74107 | BLUECROSS BLUESHIELD OF OKLAHOMA | $44K | $3K | $47K | 5.36% |
| MEGAN WILEY3 | 7610 SOUTH 125TH WEST AVENUE SAPUPA, OK 74066 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $17K | $799 | $18K | 46.10% |
| ROGERS BENEFIT GROUP INC3 | 5801 EAST 41ST STREET, SUITE 711 TULSA, OK 74135 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | $0 | $8K | 21.68% |
| EMERSON REID LLC3 Filed as: EMERSON REID AND COMPANY, INC. | 1787 SENTRY PARKWAY WEST VEVA 16 BLUE BELL, PA 19422 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 4.92% |
| STUART K. HAWLEY3 | 616 SOUTH MAIN STREET, SUITE 313 TULSA, OK 74119 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $499 | $0 | $499 | 1.28% |
| MEGAN WILEY3 Filed as: MEGAN WILEY AGENCY | 104 WEST 2ND STREET SAND SPRINGS, OK 74063 | VISION SERVICE PLAN | $1K | $0 | $1K | 8.77% |
| ENROLLEASE3 Filed as: ENROLLEASE, INC DBA EASECENTRAL | 1980 FESTIVAL PLAZA DRIVE SUITE 810 LAS VEGAS, NV 89135 | VISION SERVICE PLAN | $180 | $0 | $180 | 1.25% |
| MEGAN WILEY3 | 7610 SOUTH 125TH WEST AVENUE SAPUPA, OK 74066 | DEARBORN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 13.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 117 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 117 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF OKLAHOMA | 152 | $876K |
| Dental | DELTA DENTAL | 94 | $78K |
| Vision | VISION SERVICE PLAN | 85 | $14K |
| Life insurance(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 126 | $47K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 117 | $39K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 117 | $39K |
| Prescription drug | BLUECROSS BLUESHIELD OF OKLAHOMA | 152 | $876K |
| Other(3 contracts, 3 carriers) | BLUECROSS BLUESHIELD OF OKLAHOMA | 152 | $923K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 152 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.