| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 200 GLENRIDGE POINT PKWY SUITE 400 ATLANTA, GA 30342 | RELIASTAR LIFE INSURANCE COMPANY | $111K | — | $111K | 10.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 5900 SAN MATEO, CA 94402 | RELIASTAR LIFE INSURANCE COMPANY | $57K | — | $57K | 5.13% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 5909 PEACHTREE DUNWOODY ROAD SUITE 800 ATLANTA, GA 30328 | METROPOLITAN LIFE INSURANCE COMPANY | $102K | — | $102K | 10.41% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1390 WILLOW PASS ROAD SUITE 800 CONCORD, CA 94520 | METROPOLITAN LIFE INSURANCE COMPANY | — | $29K | $29K | 2.98% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 5909 PEACHTREE DUNWOODY ROAD SUITE 800 ATLANTA, GA 30328 | METROPOLITAN LIFE INSURANCE COMPANY | $17K | — | $17K | 19.56% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1390 WILLOW PASS ROAD SUITE 800 CONCORD, CA 94520 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 2.77% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 5909 PEACHTREE DUNWOODY ROAD SUITE 800 ATLANTA, GA 30328 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | — | $8K | 19.90% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1390 WILLOW PASS ROAD SUITE 800 CONCORD, CA 94520 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 2.98% |
| INTEGRO INSURANCE BROKERS3 Filed as: INTEGRO USA INC DBA INTEGRO INS BRK | 3333 PIEDMONT ROAD NE SUITE 1400 ATLANTA, GA 30328 | METROPOLITAN LIFE INSURANCE COMPANY | $11 | — | $11 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,617 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,617 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 464 | $127K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,699 | $983K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,699 | $983K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,699 | $983K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,699 | $983K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,699 | $983K |
| Stop-loss / reinsurancereinsurance | RELIASTAR LIFE INSURANCE COMPANY | 651 | $1.1M |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,699 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,699 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.