See 11 carrier contracts with Solo.
Solo shows premium, covered lives, retention and the policy renewal window for each contract. $4.99 for your first month, then $34.99 a month. Cancel any time.
See commissions and fees for 9 broker rows with Solo.
Solo shows the commissions and fees paid to each broker on this plan. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE CO EIN 59-1031071 PLAN ADMINISTRATOR | Named fiduciary; Float revenue; Non-monetary compensation; Claims processing; Direct payment from the plan; Participant communication; Other services; Contract Administrator Service code 12 | — | $372K |
| ALLIANT INSURANCE SERVICES INC(GA) CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | DB EB OPERATING ACCOUNT PO BOX - 8299 PASADENA, CA 91109 | $117K |
| WEX EIN 06-1593514 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $9K |
| CIGNA | Participant communication; Named fiduciary; Claims processing; Non-monetary compensation; Contract Administrator; Direct payment from the plan; Float revenue; Other services Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 570 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 570 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HCC LIFE INSURANCE COMPANY | 457 | $489K |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF TENNESSEE | 951 | $364K |
| Vision(4 contracts) | EYEMED VISION CARE | 390 | $62K |
| Life insurance | STANDARD INSURANCE COMPANY | 570 | $317K |
| Short-term disability | STANDARD INSURANCE COMPANY | 570 | $317K |
| Long-term disability | STANDARD INSURANCE COMPANY | 570 | $317K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | HCC LIFE INSURANCE COMPANY | 901 | $490K |
| Other(3 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 126 | $99K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 951 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.