| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AMWINS3 Filed as: AMWINS CONNECT ADMINISTRATORS INC | 11350 MCCORMICK ROAD PLAZA IV SUITE 400 COCKEYSVILLE, MD 21031 | CAREFIRST BLUECHOICE INC | — | $33K | $33K | 2.36% |
| AMWINS3 Filed as: AMWINS CONNECT ADMINISTRATORS INC | 6 NORTH PARK DRIVE SUITE 310 HUNT VALLEY, MD 21030 | UNITED CONCORDIA INSURANCE COMPANY | $3K | $2K | $5K | 14.43% |
| AMWINS3 Filed as: AMWINS CONNECT ADMINISTRATORS INC | 11350 MCCORMICK ROAD PLAZA IV SUITE 400 COCKEYSVILLE, MD 21031 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| AMWINS5 Filed as: AMWINS CONNECT ADMINISTRATORS INC | 11350 MCCORMICK ROAD PLAZA IV SUITE 400 COCKEYSVILLE, MD 21031 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $424 | $424 | 3.00% |
| AMWINS3 Filed as: AMWINS CONNECT ADMINISTRATORS INC | 11350 MCCORMICK ROAD PLAZA IV SUITE 400 COCKEYSVILLE, MD 21031 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| AMWINS5 Filed as: AMWINS CONNECT ADMINISTRATORS INC | 11350 MCCORMICK ROAD PLAZA 4 SUITE 400 COCKEYSVILLE, MD 21031 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $325 | $325 | 2.75% |
| AMWINS3 Filed as: AMWINS CONNECT ADMINISTRATORS INC | 11350 MCCORMICK ROAD PLAZA IV SUITE 400 COCKEYSVILLE, MD 21031 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| AMWINS5 Filed as: AMWINS CONNECT ADMINISTRATORS INC | 11350 MCCORMICK ROAD PLAZA 4 SUITE 400 COCKEYSVILLE, MD 21031 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $303 | $303 | 3.00% |
| AMWINS3 Filed as: AMWINS CONNECT ADMINISTRATORS INC | 11350 MCCORMICK ROAD PLAZA IV SUITE 400 COCKEYSVILLE, MD 21031 | NGL | $471 | — | $471 | 10.00% |
| AMWINS3 Filed as: AMWINS CONNECT ADMINISTRATORS INC | 6 NORTH PARK DRIVE SUITE 310 HUNT VALLEY, MD 21030 | UNITED CONCORDIA INSURANCE COMPANY | $183 | $116 | $299 | 14.54% |
| AMWINS3 Filed as: AMWINS CONNECT ADMINISTRATORS INC | 11350 MCCORMICK ROAD PLAZA IV SUITE 400 COCKEYSVILLE, MD 21031 | MUTUAL OF OMAHA INSURANCE COMPANY | $168 | — | $168 | 15.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 249 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 250 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CAREFIRST BLUECHOICE INC | 163 | $1.4M |
| Dental(2 contracts) | UNITED CONCORDIA INSURANCE COMPANY | 150 | $35K |
| Vision | NGL | 199 | $5K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 245 | $10K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 245 | $12K |
| Prescription drug | CAREFIRST BLUECHOICE INC | 163 | $1.4M |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 245 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 245 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.