| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUNTINGTON INSURANCE INC3 | 37 W BROAD STREET COLUMBUS, OH 43215 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $56K | $56K | 3.40% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC. | 221 S CHURCH ST BOWLING GREEN, OH 43402 | DELTA DENTAL OF OHIO | $5K | — | $5K | 4.71% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC. | 37 W BROAD ST COLUMBUS, OH 43215 | SIMNSA | $5K | — | $5K | 5.00% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC. | 37 W BROAD ST COLUMBUS, OH 43215 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 11.03% |
| HUNTINGTON INSURANCE INC3 | 121 NORTH MARKET ST STE 6 WOOSTER, OH 44691 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 11.64% |
| MICKLEY CONSULTING LLC3 Filed as: MICKLEY CONSULTING, LLC | 1103 SCHROCK RD SUITE 201 COLUMBUS, OH 43229 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 5.34% |
| AMANDA J HUGGINS3 | 5204 WOLF RUN DR COLUMBUS, OH 43230 | CONTINENTAL AMERICAN INSURANCE COMPANY | $240 | — | $240 | 1.20% |
| ASSURED NEACE LUKENS INS. AGENCY3 Filed as: CHRISTOPHER NEECE | 450 W WILSON BRIDGE RD SUITE 110 WORTHINGTON, OH 43085 | CONTINENTAL AMERICAN INSURANCE COMPANY | $239 | — | $239 | 1.19% |
| PETER D GRIFFEY3 | 529 EAST AVE LEWISON, ME 04240 | CONTINENTAL AMERICAN INSURANCE COMPANY | $175 | — | $175 | 0.87% |
| CAMERON CARRILLO3 | 5801 WESTCHESTER CT WORTHINGTON, OH 43085 | CONTINENTAL AMERICAN INSURANCE COMPANY | $142 | — | $142 | 0.71% |
| ADRIENNE HOLBROOK3 | 413 LILYFIELD LN GALLOWAY, OH 43119 | CONTINENTAL AMERICAN INSURANCE COMPANY | $121 | — | $121 | 0.60% |
| TIFFANY A TREVINO3 | 6718 BARNHURST DR SAN DIEGO, CA 92117 | CONTINENTAL AMERICAN INSURANCE COMPANY | $92 | — | $92 | 0.46% |
| ROBERT R KURTZ3 | 306 BEECH HILL RD AUBURN, ME 04210 | CONTINENTAL AMERICAN INSURANCE COMPANY | $46 | — | $46 | 0.23% |
| EDWARD J MOORE3 | 30 B UNION AVE LAKEHURST, NJ 08733 | CONTINENTAL AMERICAN INSURANCE COMPANY | $42 | — | $42 | 0.21% |
| RONALD L HUGGINS JR3 Filed as: RONALD HUGGINS JR | 5204 WOLF RUN DR COLUMBUS, OH 43230 | CONTINENTAL AMERICAN INSURANCE COMPANY | $41 | — | $41 | 0.20% |
| DOMINIQUE R OCHOA3 | 5311 VIA AQUARIO SAN DIEGO, CA 92111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $30 | — | $30 | 0.15% |
| MARTIN J LEWIS3 | 30 W RUSSELL ST COLUMBUS, OH 43215 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.06% |
| NICHOLAS MIRANDI3 | 26 MAIN ST SUITE 100 TOMS RIVER, NJ 08753 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.05% |
| CHRISTOPHER J BURRIS3 | 26 MAIN STREET SUITE 100 TOMS RIVER, NJ 08753 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.03% |
| DENNIS J CASSENS3 Filed as: DENNIS CASSENS | 3422 COLONY BAY DRIVE ROCKFORD, IL 61109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.03% |
| MICHAEL E MCCARTHY3 | PO BOX 1047 DUNDEE, IL 60118 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC. | 37 W BROAD ST COLUMBUS, OH 43215 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC. | 37 W BROAD ST COLUMBUS, OH 43215 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC. | 37 W BROAD ST COLUMBUS, OH 43215 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC. | 37 W BROAD ST COLUMBUS, OH 43215 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $930 | — | $930 | 8.38% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC. | 37 W BROAD ST COLUMBUS, OH 43215 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $492 | — | $492 | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 188 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 188 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 145 | $1.7M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF OHIO | 279 | $206K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 90 | $11K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 188 | $12K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 182 | $33K |
| Other(6 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 188 | $64K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 279 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.