| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 3011 ARMORY DR. STE. 250 NASHVILLE, TN 37204 | DELTA DENTAL OF TENNESSEE | $68K | — | $68K | 7.26% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 501 CORPORATE CENTER DRIVE SUITE 300 FRANKLIN, TN 37067 | DELTA DENTAL OF TENNESSEE | $14K | — | $14K | 1.49% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 3011 ARMORY DR. NASHVILLE, TN 37204 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $20K | $18K | $38K | 15.57% |
| FMLASOURCE INC5 Filed as: FMLASOURCE INC. | 455 N CITYFRONT PLAZA DR. 13TH FLOOR CHICAGO, IL 60611 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $12K | $12K | 4.97% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTH INC. | PO BOX 955909 SAINT LOUIS, MO 63195 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 1.64% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 3011 ARMORY DR. NASHVILLE, TN 37204 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $25K | $15K | $40K | 20.28% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTH, INC. | PO BOX 955909 SAINT LOUIS, MO 63195 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 2.47% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 3011 ARMORY DR. NASHVILLE, TN 37204 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $18K | $13K | $31K | 20.94% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTH INC. | PO BOX 955909 SAINT LOUIS, MO 63195 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 2.57% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 3011 ARMORY DR. STE. 250 NASHVILLE, TN 372043747 | VISION SERVICE PLAN | $2K | — | $2K | 1.81% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | VISION SERVICE PLAN | $1K | — | $1K | 0.89% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 3011 ARMORY DR. NASHVILLE, TN 37204 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $14K | $9K | $23K | 26.84% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTH, INC. | PO BOX 955909 SAINT LOUIS, MO 63195 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 3.33% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 3011 ARMORY DR. NASHVILLE, TN 37204 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $11K | $9K | $19K | 22.59% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTH, INC. | PO BOX 955909 SAINT LOUIS, MO 63195 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 2.68% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 3011 ARMORY DR. NASHVILLE, TN 37204 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | $6K | $17K | 20.22% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTH, INC. | PO BOX 955909 SAINT LOUIS, MO 63195 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 2.44% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 3011 ARMORY DR. NASHVILLE, TN 37204 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $3K | $8K | 21.38% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTH INC. | PO BOX 955909 SAINT LOUIS, MO 63195 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $864 | — | $864 | 2.40% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,832 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 57 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,889 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF TENNESSEE | 2,378 | $938K |
| Vision | VISION SERVICE PLAN | 1,240 | $128K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 894 | $184K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 887 | $281K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 888 | $243K |
| Other(3 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 894 | $205K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,378 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.