| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 | 8200 E 32ND ST NORTH #2992 WICHITA, KS 67226 | BLUE CROSS AND BLUE SHIELD OF KANSAS | $27K | — | $27K | 1.95% |
| IMA, INC.3 Filed as: IMA INC | — | DELTA DENTAL OF KANSAS, INC. | $4K | — | $4K | 4.48% |
| IMA, INC.3 Filed as: IMA INC | 1705 17TH ST SUITE 100 DENVER, CO 80202 | TRUSTMARK LIFE INSURANCE COMPANY | $1K | — | $1K | 4.00% |
| IMA, INC.3 Filed as: IMA INC | PO BOX 2992 WICHITA, KS 67201 | HARTFORD LIFE AND ACCIDENT | $3K | — | $3K | 16.00% |
| IMA, INC.3 Filed as: IMA INC | 1705 17TH ST SUITE 100 DENVER, CO 80202 | HARTFORD LIFE AND ACCIDENT | — | $90 | $90 | 0.57% |
| IMA, INC.3 | 8200 E 32ND ST N WICHITA, KS 672262606 | VISION SERVICE PLAN | $766 | — | $766 | 6.72% |
| IMA, INC.3 | 8200 E 32ND ST NORTH WICHITA, KS 67226 | HARTFORD LIFE AND ACCIDENT | $190 | $11 | $201 | 10.60% |
| IMA, INC.3 Filed as: IMA INC | 8200 E 32ND ST NORTH WICHITA, KS 67226 | HARTFORD LIFE AND ACCIDENT | $113 | $4 | $117 | 15.60% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 282 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 282 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF KANSAS | 282 | $1.4M |
| Dental | DELTA DENTAL OF KANSAS, INC. | 138 | $80K |
| Vision | VISION SERVICE PLAN | 74 | $11K |
| Life insurance | TRUSTMARK LIFE INSURANCE COMPANY | 229 | $28K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 54 | $16K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF KANSAS | 282 | $1.4M |
| Other(3 contracts, 2 carriers) | TRUSTMARK LIFE INSURANCE COMPANY | 229 | $31K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 282 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.