See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 9 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 470 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HELM HR D/B/A LYONS AND COMPANY INC EIN 20-4033514 PLAN ADMINISTRATOR | Plan Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Accounting (including auditing); Trustee (discretionary) Service code 10 | — | $153K |
| PRISM HR EIN 04-2876308 PLAN ADMINISTRATION | Consulting (general); Direct payment from the plan; Other services Service code 16 | — | $75K |
| CLIFTON LARSON ALLEN EIN 41-0746749 AUDITOR | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $24K |
| MAYNARD COOPER EIN 63-0864426 LEGAL SERVICES | Legal; Direct payment from the plan Service code 29 | — | $17K |
| AMERICAN BENEFITS ADMINISTRATION EIN 82-2689662 PLAN ADMINISTRATION | Direct payment from the plan; Other services; Consulting (general) Service code 16 | — | $16K |
| SANTOS PRINTING EIN 63-1080303 PLAN ADMINISTRATION | Direct payment from the plan; Other services; Consulting (general) Service code 16 | — | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,072 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,072 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITED HEALTHCARE | 1,558 | $18.6M |
| Dental(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 5,290 | $1.8M |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 3,011 | $424K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 4,997 | $1.2M |
| Short-term disability(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 4,997 | $1.2M |
| Long-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 4,997 | $1.2M |
| Prescription drug | UNITED HEALTHCARE | 964 | $18.1M |
| Other(3 contracts, 3 carriers) | UNITED HEALTHCARE | 4,997 | $20.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,290 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The primary broker changed. The plan may take a second-look pitch.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.