| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GROUP INSURANCE ASSOCIATES3 Filed as: GROUP INSURANCE ASSOCIATES INC | 3421 N CAUSEWAY BLVD STE 304 METAIRIE, LA 700023720 | UNITED HEALTHCARE INSURANCE COMPANY | $60K | $149 | $61K | 4.26% |
| GROUP INSURANCE ASSOCIATES3 Filed as: GROUP INSURANCE ASSOCIATES INC | 3421 N CAUSEWAY BLVD STE 304 METAIRIE, LA 70002 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 3.35% |
| GROUP INSURANCE ASSOCIATES3 Filed as: GROUP INSURANCE ASSOCIATES INC | 3421 N CAUSEWAY BLVD STE 304 METAIRIE, LA 700023720 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $9K | $4K | $13K | 15.19% |
| GROUP INSURANCE ASSOCIATES3 Filed as: GROUP INSURANCE ASSOCIATES INC | 3421 N CAUSEWAY BLVD STE 304 METAIRIE, LA 70002 | HM LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 289 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 289 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 388 | $1.4M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 520 | $105K |
| Vision | HM LIFE INSURANCE COMPANY | 265 | $17K |
| Life insurance | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 289 | $86K |
| Short-term disability | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 289 | $86K |
| Long-term disability | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 289 | $86K |
| Other | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 289 | $86K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 520 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.