| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BOEN & ASSOCIATES INC Filed as: BOEN ASSOCIATED INC | 307 WEST 41ST ST SIOUX FALLS, SD 57105 | WELLMARK OF SOUTH DAKOTA | $15K | — | $15K | 0.53% |
| BOEN & ASSOCIATES INC3 | 307 W 41ST ST SIOUX FALLS, SD 57105 | PRINCIPAL LIFE INSURANCE COMPANY | $6K | — | $6K | 3.98% |
| HEATHER M BRAMER Filed as: HEATHER BRAMER | 808 S MAPLE WATERTOWN, SD 57201 | AFLAC | $2K | $98 | $3K | 6.20% |
| ASHLEY D WARNER | 712 2ND ST SW WATERTOWN, SD 57201 | AFLAC | $636 | $20 | $656 | 1.58% |
| PERFORMANCE PLUS LLC | 114 N MAIN ST MITCHELL, SD 57301 | AFLAC | $245 | $20 | $265 | 0.64% |
| TRACY L HOSTLER | 3922 S WESTERN AVE SIOUX FALLS, SD 57105 | AFLAC | $181 | — | $181 | 0.44% |
| NEFZGER ENTERPRISES INC Filed as: NEFZGER ENTERPRISED INC | 524 W LAKE DRIVE LAKE NORDEN, SD 57248 | AFLAC | $173 | — | $173 | 0.42% |
| JOLYNEE MACK Filed as: JOLYNEE M MACK | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $165 | — | $165 | 0.40% |
| MICHAEL D EVANS JR | 3199 SIOUX CONIFER RD WATERTOWN, SD 57201 | AFLAC | $136 | — | $136 | 0.33% |
| NAOMI C MCLAUGHLIN | 320 DEERVIEW AVE TEA, SD 57064 | AFLAC | $133 | — | $133 | 0.32% |
| THEODORE W HONKE | 29478 US HIGHWAY 281 LAKE ANDES, SD 57356 | AFLAC | $108 | — | $108 | 0.26% |
| MICHAEL D EVANS JR Filed as: MICHAEL J TOMLINSON | 40 PARADISE DR WATERTOWN, SD 57201 | AFLAC | $89 | — | $89 | 0.21% |
| JEREMY L TOMLINSON | 6305 W RUSSETT ST BOISE, ID 83704 | AFLAC | $81 | — | $81 | 0.20% |
| DEBORAH J LANGENFELD HOOPS | PO BOX 462 HURON, SD 57350 | AFLAC | $79 | — | $79 | 0.19% |
| HEIDI ALFSON | 602 IRONWOOD DR HARTFORD, SD 57033 | AFLAC | $77 | — | $77 | 0.19% |
| LISA K UHLIR Filed as: LISA UHLIR | 8516 E WILLOW RIDGE PL SIOUX FALLS, SD 57110 | AFLAC | $74 | — | $74 | 0.18% |
| JASON MACK | 1623 7TH ST NE WATERTOWN, SD 57201 | AFLAC | $71 | — | $71 | 0.17% |
| LANCE D THORSON | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $64 | — | $64 | 0.15% |
| ADELINE PELSTER | 3113 EDGEWOOD PT BISMARK, ND 58503 | AFLAC | $53 | — | $53 | 0.13% |
| WARREN L FRICK | 4655 HAMPTONS DR ALPHARETTA, GA 30004 | AFLAC | $49 | — | $49 | 0.12% |
| KRANZ INSURANCE | 113 1ST AVE NW WATERTOWN, SD 57201 | AFLAC | $38 | — | $38 | 0.09% |
| SHON FORD LLC | 427 N BROADWAY MILLER, SD 57362 | AFLAC | $33 | — | $33 | 0.08% |
| TRAVIS RONKE | 102 8TH ST NW WATERTOWN, SD 57201 | AFLAC | $32 | — | $32 | 0.08% |
| CHRISTIE L WOOKEY | 440 N LAKE DRIVE WATERTOWN, SD 57201 | AFLAC | $25 | — | $25 | 0.06% |
| LINDA G LESSELYOUNG | 1730 TERRITORIAL RD MADISON, SD 57042 | AFLAC | $24 | — | $24 | 0.06% |
| JOYCE SMITH | 13374 SHIRLEY ST OMAHA, NE 68144 | AFLAC | $23 | — | $23 | 0.06% |
| STEPHANIE L SANDERS | 27305 LIVE OAK RD A437 SANTA CLARITA, CA 91384 | AFLAC | $20 | — | $20 | 0.05% |
| JUSTINE DEVILLE Filed as: JUSTINE NE DEVILLE | 5514 7TH AVE SW WATERTOWN, SD 57201 | AFLAC | $19 | — | $19 | 0.05% |
| ROBERT WATKINS | PO BOX 14 BRITTON, SD 57430 | AFLAC | $17 | — | $17 | 0.04% |
| CAROLYN MAE AMMANN | 2013 PALISADES LN WATERTOWN, SD 57201 | AFLAC | $17 | — | $17 | 0.04% |
| DENEY R HOFMEISTER | 912 LAKEVIEW AVE WASECA, MN 56093 | AFLAC | $17 | — | $17 | 0.04% |
| BONNIE J BUSDICKER | 515 SAMARA AVE APT 14 VOLGA, SD 57071 | AFLAC | $12 | — | $12 | 0.03% |
| MICHAEL D EVANS JR Filed as: MICHAEL D EVAN JR | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $12 | — | $12 | 0.03% |
| KRISTI ENDRES | 1305 22ND ST NE WATERTOWN, SD 57201 | AFLAC | $11 | — | $11 | 0.03% |
| WILLIAM D WENBERG | 13024 STACY LANE LITTLE ROCK, AZ 72211 | AFLAC | $10 | — | $10 | 0.02% |
| VICKI L ANDERSON | 521 FRENCH LN DUNDAS, MN 55019 | AFLAC | $9 | — | $9 | 0.02% |
| TERRY L JENSEN | 32822 TURTLE SHORE LN UNDERWOOD, MN 56586 | AFLAC | $8 | — | $8 | 0.02% |
| DAVID P AESOPH | 2700 W NICOLE DR SIOUX FALLS, SD 57105 | AFLAC | $8 | — | $8 | 0.02% |
| SARA KNEIP | 1218 6TH ST BROOKINGS, SD 57006 | AFLAC | $7 | — | $7 | 0.02% |
| BRADY L WEISENBERGER | 4840 AMBER VALLEY PKWY STE C FARGO, ND 58104 | AFLAC | $6 | — | $6 | 0.01% |
| MERELE D BIEBER | 18932 HUNTLEY TRL LAKEVILLE, MN 55044 | AFLAC | $4 | — | $4 | 0.01% |
| BARRY CAMPBELL | 2798 COUNTY ROAD 80 ALGER, OH 45812 | AFLAC | $3 | — | $3 | 0.01% |
| SHAWN D BENSER | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $3 | — | $3 | 0.01% |
| BOEN & ASSOCIATES INC3 Filed as: BOEN ASSOCIATES INC | 307 WEST 41ST STREET SIOUX FALLS, SD 57105 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 6.26% |
| FREIMARK & ASSOCIATES3 Filed as: FREIMARK & ASSOCIATES, INC | PO BOX 784 WATERTOWN, SD 57201 | STANDARD INSURANCE COMPANY | $230 | — | $230 | 0.68% |
| BOEN & ASSOCIATES INC3 Filed as: BOEN ASSOCIATES INC | 307 WEST 41ST STREET SIOUX FALLS, SD 57105 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 6.94% |
| FREIMARK & ASSOCIATES3 Filed as: FREIMARK & ASSOCIATES, INC | PO BOX 784 WATERTOWNN, SD 57201 | STANDARD INSURANCE COMPANY | $248 | — | $248 | 0.97% |
| BOEN & ASSOCIATES INC3 Filed as: BOEN ASSOCIATES INC | 307 WEST 41ST STREET SIOUX FALLS, SD 57105 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 12.45% |
| FREIMARK & ASSOCIATES3 Filed as: FREIMARK & ASSOCIATES, INC | PO BOX 784 WATERTOWN, SD 57201 | STANDARD INSURANCE COMPANY | $352 | — | $352 | 2.54% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 173 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 174 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | WELLMARK OF SOUTH DAKOTA | 153 | $2.9M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 444 | $161K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 444 | $161K |
| Life insurance | STANDARD INSURANCE COMPANY | 178 | $34K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 162 | $67K |
| Long-term disability | STANDARD INSURANCE COMPANY | 162 | $14K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 444 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.