| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WENDY L SWARTZ3 | 3409 W MAIN ST RAPID CITY, SD 57702 | AFLAC | $11K | $427 | $11K | 7.09% |
| PATSY ROBERTSON3 | 3409 W MAIN ST RAPID CITY, SD 57702 | AFLAC | $3K | $300 | $4K | 2.39% |
| AMBER MARIE LIND3 | 3409 W MAIN ST RAPID CITY, SD 57702 | AFLAC | $3K | $165 | $3K | 2.00% |
| CASEY A MILLER3 | 39640 233RD ST WOONSOCKET, SD 57385 | AFLAC | $2K | — | $2K | 1.56% |
| JEREMY ALLEN TIMMERMANS3 | 1919 W 57TH ST STE 101 SIOUX FALLS, SD 57108 | AFLAC | $2K | $37 | $2K | 1.28% |
| TRYNITY ROBERTSON3 | 1501 E CENTRE ST STE 201 RAPID CITY, SD 57703 | AFLAC | $1K | $41 | $1K | 0.87% |
| KAYLA ANN SCHAD3 | 4802 EDGEWOOD DR RAPID CITY, SD 57702 | AFLAC | $1K | — | $1K | 0.67% |
| LESLIE BLAINE JONES3 | 120 W RIVER OAK CT BRANDON, SD 57005 | AFLAC | $901 | — | $901 | 0.57% |
| SCOTT C OLSEN3 | 4132 CARMEL PT RAPID CITY, SD 57702 | AFLAC | $681 | — | $681 | 0.43% |
| REBECCA J SANGARE3 Filed as: REBECCA SANGARE | 815 15TH AVE NE APT 9 ABERDEEN, SD 57401 | AFLAC | $494 | $20 | $514 | 0.32% |
| ASHTON L CONNELL3 | 1204 E 3RD AVE MITCHELL, SD 57301 | AFLAC | $504 | — | $504 | 0.32% |
| BROOKE A GEDDES3 | 1808 IRON HORSE LOOP SPEARFISH, SD 57783 | AFLAC | $454 | — | $454 | 0.29% |
| SHAWN D BENSER3 | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $416 | — | $416 | 0.26% |
| CAROL A BENDER3 | 2091 LAKEVIEW SOUTH DR INGLESIDE, TX 78362 | AFLAC | $413 | — | $413 | 0.26% |
| EUGENE BUTCH LINSTER3 | 3611 ANGEL WAY RAPID CITY, SD 57703 | AFLAC | $387 | — | $387 | 0.24% |
| AWS INC3 | 1919 W 57TH ST STE 101 SIOUX FALLS, SD 57108 | AFLAC | $365 | — | $365 | 0.23% |
| MICHAEL D EVANS JR3 | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $345 | — | $345 | 0.22% |
| PERFORMANCE PLUS LLC3 | 114 N MAIN ST MITCHELL, SD 57301 | AFLAC | $345 | — | $345 | 0.22% |
| KARLA JEAN KENDRICK3 | 633 E SIOUX AVE STE 9 PIERRE, SD 57501 | AFLAC | $331 | — | $331 | 0.21% |
| KAYLA R YACKLEY3 | 24692 TRIPLE M RANCH RD HERMOSA, SD 57744 | AFLAC | $292 | $31 | $323 | 0.20% |
| ANGELA MARIE DUNCAN3 | 611 CUSTER ST SPEARFISH, SD 57783 | AFLAC | $294 | — | $294 | 0.18% |
| SONJA F CAMPBELL3 | 29536 SD HWY 34 PIERRE, SD 57501 | AFLAC | $290 | — | $290 | 0.18% |
| AMANDA JEAN WEBSTER3 | PO BOX 365 MOBRIDGE, SD 57601 | AFLAC | $220 | $26 | $246 | 0.15% |
| NICHOLAS HONKE3 | 1306 RIVERVIEW DR HURON, SD 57350 | AFLAC | $149 | $55 | $204 | 0.13% |
| JEREMY ALLEN TIMMERMANS3 | 46124 274TH ST CHANCELLOR, SD 57015 | AFLAC | $191 | — | $191 | 0.12% |
| MELISSA K LEFERS3 | 217 N CHERRY ST LENNOX, SD 57039 | AFLAC | $137 | $48 | $185 | 0.12% |
| STEPHANIE O GASTON3 | 710 SAN MARCO BLVD RAPID CITY, SD 57702 | AFLAC | $140 | $45 | $185 | 0.12% |
| SHON FORD LLC3 | 427 N BROADWAY AVE MILLER, SD 57362 | AFLAC | $175 | — | $175 | 0.11% |
| PEAK INC3 | 40658 252ND ST MITCHELL, SD 57301 | AFLAC | $142 | $31 | $173 | 0.11% |
| KARLA JEAN KENDRICK3 | 29009 199TH ST PIERRE, SD 57501 | AFLAC | $129 | $43 | $172 | 0.11% |
| MICHAEL D EVANS JR3 Filed as: MICHAEL J TOMLINSON | 40 PARADISE DR WATERTOWN, SD 57201 | AFLAC | $154 | — | $154 | 0.10% |
| TRACY L HOSTLER3 | 3922 S WESTERN AVE SIOUX FALLS, SD 57105 | AFLAC | $120 | $20 | $140 | 0.09% |
| SHON FORD LLC3 Filed as: SHON S FORD | 427 N BROADWAY AVE MILLER, SD 57362 | AFLAC | $124 | $15 | $139 | 0.09% |
| ASHLEY BENNETT LLC3 | 16 2ND AVE SW ABERDEEN, SD 57401 | AFLAC | $138 | — | $138 | 0.09% |
| KEVIN B VINING3 | 47269 255TH ST RENNER, SD 57055 | AFLAC | $133 | — | $133 | 0.08% |
| EDWARD O HALVORSON JR3 | 8488 HUFFINE LN BOZEMAN, MT 59718 | AFLAC | $131 | — | $131 | 0.08% |
| ASHLEY BENNETT LLC3 | 405 8TH AVE NW STE 327 ABERDEEN, SD 57401 | AFLAC | $91 | $7 | $98 | 0.06% |
| BETTY L RUSSOW3 | PO BOX 836 HOT SPRINGS, SD 57747 | AFLAC | $80 | — | $80 | 0.05% |
| JEANNE M HARTMAN3 | 39335 BROADLAND ST HURON, SD 57350 | AFLAC | $79 | — | $79 | 0.05% |
| JOLYNNE M MACK3 | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $77 | — | $77 | 0.05% |
| BRADY L WEISENBERGER3 | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $77 | — | $77 | 0.05% |
| RIVER VIEW INC3 | 43127 NW JIM RIVER RD LESTERVILLE, SD 57040 | AFLAC | $72 | — | $72 | 0.05% |
| DEBORAH J LANGENFELD HOOPS3 Filed as: DEBORAH J LANGENFIELD HOOPS | PO BOX 462 HURON, SD 57350 | AFLAC | $66 | — | $66 | 0.04% |
| RENAE SALLQUIST KNOPF3 | 1001 W KILLARNEY ST SIOUX FALLS, SD 57108 | AFLAC | $60 | — | $60 | 0.04% |
| SHARON D GROVE3 | 1605 S LARKSPUR TRL SIOUX FALLS, SD 57106 | AFLAC | $58 | — | $58 | 0.04% |
| GUENOT ENTERPRISES INC3 | 1501 CENTRE ST STE 101 RAPID CITY, SD 57703 | AFLAC | $58 | — | $58 | 0.04% |
| JAMES MCDONALD3 Filed as: JAMES ROBERT MADSEN | 1919 W 57TH ST STE 101 SIOUX FALLS, SD 57108 | AFLAC | $53 | — | $53 | 0.03% |
| MICHAEL BOLGER3 | 128 WOODLAND DR MADISON, WI 57042 | AFLAC | $50 | — | $50 | 0.03% |
| DOUGLAS HASLIP3 | 7227 W LANCASTER CIR SIOUX FALLS, SD 57106 | AFLAC | $49 | — | $49 | 0.03% |
| BECKY SANGARE LLC3 | 815 15TH AVE NE APT 9 ABERDEEN, SD 57401 | AFLAC | $46 | — | $46 | 0.03% |
| CHRISTINA M SCHILLING3 | 501 W MAIN AVE FORT PIERRE, SD 57532 | AFLAC | $46 | — | $46 | 0.03% |
| SARA PETERSEK3 | 28665 326TH AVE COLOME, SD 57528 | AFLAC | $45 | — | $45 | 0.03% |
| JACLYN ROSE MANN3 | PO BOX 566 RAPID CITY, SD 57709 | AFLAC | $44 | — | $44 | 0.03% |
| LANCE D THORSON3 | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $44 | — | $44 | 0.03% |
| JEREMY L TOMLINSON3 | 6305 W RUSSETT ST BOISE, ID 83704 | AFLAC | $43 | — | $43 | 0.03% |
| CHAD J SHANK3 | 4917 WINNETKA AVE N MINNEAPOLIS, MN 55428 | AFLAC | $41 | — | $41 | 0.03% |
| NAOMI C MCLAUGHLIN3 | 320 DEERVIEW AVE TEA, SD 57064 | AFLAC | $41 | — | $41 | 0.03% |
| KAYLA R YACKLEY3 | 24692 TRIPLE M RNCH HERMOSA, SD 57744 | AFLAC | $37 | — | $37 | 0.02% |
| TAMARA WILLIAMS3 | 3922 SOUTHWESTERN AVE SIOUX FALLS, SD 57105 | AFLAC | $36 | — | $36 | 0.02% |
| MARK E POPE3 | 2102 E ERSKINE ST PIERRE, SD 57501 | AFLAC | $34 | — | $34 | 0.02% |
| JEREMY E GUTHMILLER3 | PO BOX 182 TAYLOR, ND 58656 | AFLAC | $33 | — | $33 | 0.02% |
| KAREN KIERSTEAD3 | PO BOX 627 RAPID CITY, SD 57709 | AFLAC | $32 | — | $32 | 0.02% |
| CHARLOTTE HEIM3 | 11212 71ST AVE NE BISMARCK, ND 58503 | AFLAC | $30 | — | $30 | 0.02% |
| SARA KNEIP3 | 1500 FRANKLIN AVE BROOKINGS, SD 57006 | AFLAC | $29 | — | $29 | 0.02% |
| JUDITH R SIDES3 | 1210 MOUNTAIN SPRINGS LN RAPID CITY, SD 57702 | AFLAC | $28 | — | $28 | 0.02% |
| CECILEE J STREETMAN3 | 4010 ELM AVE APT 108 RAPID CITY, SD 57701 | AFLAC | $27 | — | $27 | 0.02% |
| HERMAN PETERSEN3 Filed as: HERMAN C PETERSEN | 3728 FOX RUN PL SIOUX FALLS, SD 57103 | AFLAC | $26 | — | $26 | 0.02% |
| JESSE A REISCH3 | 1505 S MONTICELLO AVE SIOUX FALLS, SD 57106 | AFLAC | $21 | — | $21 | 0.01% |
| JESSICA M VANDERHAM3 | PO BOX 264 STICKNEY, SD 57375 | AFLAC | $21 | — | $21 | 0.01% |
| KRIS L LEDUC3 | 514 AMERICA'S WAY 8202 BOX ELDER, SD 57719 | AFLAC | $21 | — | $21 | 0.01% |
| LINDA G LESSELYOUNG3 Filed as: LINDA G LESSEL YOUNG | 1730 TERRITORIAL RD MADISON, SD 57042 | AFLAC | $20 | — | $20 | 0.01% |
| DAVID P AESOPH3 | 2700 W NICOLE DR SIOUX FALLS, SD 57105 | AFLAC | $20 | — | $20 | 0.01% |
| JODY L WALK3 | 2445 LAKE VISTA CT APT 115 CASSELBERRY, FL 32707 | AFLAC | $18 | — | $18 | 0.01% |
| RICHARD DEAN ROORDA3 | 1224 6TH AVE BELLE FOURCHE, SD 57717 | AFLAC | $15 | — | $15 | 0.01% |
| MIDWEST AGENTS OF INS INC3 | 8151 LABRADOR TRL RAPID CITY, SD 57702 | AFLAC | $15 | — | $15 | 0.01% |
| NEFZGER ENTERPRISES INC3 | 524 WEST LAKE DRIVE LAKE NORDEN, SD 57248 | AFLAC | $14 | — | $14 | 0.01% |
| LANCE E SULLIVAN3 | 3619 SANWOOD ST LAS VEGAS, NV 89147 | AFLAC | $14 | — | $14 | 0.01% |
| JOSEPH A SORENSEN3 | 4954 S 174TH ST OMAHA, NE 68135 | AFLAC | $12 | — | $12 | 0.01% |
| MARK D COMSTOCK3 | 302 GAUSE AVE MILBANK, SD 57252 | AFLAC | $11 | — | $11 | 0.01% |
| CLAYTON BICKEL3 | 3527 SIMPSON DR RAPID CITY, SD 57702 | AFLAC | $11 | — | $11 | 0.01% |
| WILLAM D WENBERG3 | 13024 STACY LANE LITTLE ROCK, AR 72211 | AFLAC | $10 | — | $10 | 0.01% |
| THE PERRY GROUP INC3 Filed as: PERRY INC | 3409 W MAIN ST RAPID CITY, SD 57702 | AFLAC | $8 | — | $8 | 0.01% |
| KRIS L LEDUC3 | PO BOX 843 CUSTER, SD 57730 | AFLAC | $7 | — | $7 | 0.00% |
| C SUE MCKENZIE3 | 10016 W BOLIVAR DR SUN CITY, AZ 85351 | AFLAC | $7 | — | $7 | 0.00% |
| ANDREW D KRAMER3 | 6808 E STEAMBOAT TRL SIOUX FALLS, SD 57110 | AFLAC | $6 | — | $6 | 0.00% |
| LANCE E SULLIVAN3 | 2105 LAVERS CIR APT 211 DELRAY BEACH, FL 33444 | AFLAC | $6 | — | $6 | 0.00% |
| RENAE SALLQUIST KNOPF3 | 1716 W GRAND ARBOR CIR SIOUX FALLS, SD 57108 | AFLAC | $5 | — | $5 | 0.00% |
| NEFZGER ENTERPRISES INC3 | 524 W LAKE DR LAKE NORDEN, SD 57248 | AFLAC | $5 | — | $5 | 0.00% |
| TAMARA WILLIAMS3 | 3922 S WESTERN AVE SIOUX FALLS, SD 57105 | AFLAC | $4 | — | $4 | 0.00% |
| TAMARA WILLIAMS3 | 5901 S HALLOW AVE SIOUX FALLS, SD 57106 | AFLAC | $4 | — | $4 | 0.00% |
| MERLE D BIEBER3 | 18932 HUNTLEY TRL LAKEVILLE, MN 55044 | AFLAC | $4 | — | $4 | 0.00% |
| JESSE A REISCH3 | 47269 255TH ST RENNER, SD 57055 | AFLAC | $2 | — | $2 | 0.00% |
| WILLAIM M BARNETT3 | 703 N SAGEHORN DR HARTFORD, SD 57033 | AFLAC | $2 | — | $2 | 0.00% |
| JODY L WALK3 | 30207 CHEVAL ST MOUNT DORA, FL 32757 | AFLAC | $1 | — | $1 | 0.00% |
| KARA M CARMODY3 | 718 HOYT AVE E SAINT PAUL, MN 55106 | AFLAC | $1 | — | $1 | 0.00% |
| WESTERN DAKOTA INSURORS3 Filed as: WESTERN DAKOTA INSURERS INC | 816 FIFTH STREET RAPID CITY, SD 57709 | DEARBORN LIFE INSURANCE COMPANY | $5K | — | $5K | 16.48% |
| WELLMARK INC5 Filed as: WELLMARK INC ANCILLARY MARKETING DE | PO BOX 10481 DES MOINES, IA 50306 | DEARBORN LIFE INSURANCE COMPANY | — | $1K | $1K | 3.93% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 377 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 377 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | WELLMARK BLUE CROSS AND BLUE SHIELD OF SOUTH DAKOTA | 0 | $0 |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 251 | $187K |
| Short-term disability | AFLAC | 251 | $159K |
| Long-term disability | AFLAC | 251 | $159K |
| Stop-loss / reinsurancereinsurance | WELLMARK BLUE CROSS AND BLUE SHIELD OF SOUTH DAKOTA | 0 | $0 |
| Other(2 contracts, 2 carriers) | AFLAC | 251 | $187K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 251 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.