| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH & FEEK INSURANCE, LLC | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $16K | $16K | 2.06% |
| NORTH RISK PARTNERS LLC3 Filed as: NORTH RISK PARTNERS, LLC | 622 ROOSEVELT ROAD ST. CLOUD, MD 56301 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $38K | $10K | $48K | 10.00% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH & FEEK INSURANCE, LLC | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $16K | $16K | 3.55% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH & FEEK INSURANCE, LLC | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $39K | $39K | 8.55% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH & FEEK INSURANCE, LLC | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $16K | $16K | 3.93% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH & FEEK INSURANCE, LLC | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $25K | $25K | 9.02% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH & FEEK INSURANCE, LLC | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $5K | $5K | 3.93% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH & FEEK INSURANCE, LLC | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $2K | $2K | 3.96% |
| NORTH RISK PARTNERS LLC3 | 2048 SUPERIOR DRIVE ROCHESTER, MN 55901 | HARTFORD LIFE & ACCIDENT INSURANCE COMPANY | $3K | — | $3K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,497 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 22 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,519 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 3,038 | $824K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 4,496 | $779K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,183 | $451K |
| Long-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,037 | $881K |
| Other(6 contracts, 3 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 5,383 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,383 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.