| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RALPH H KEELER3 Filed as: RALPH H. KEELER | 10114 SYDNEY LANE PLATTSMOUTH, NE 68048 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8K | — | $8K | 7.00% |
| WORKPLACE SOLUTIONS, INC.3 Filed as: WORKPLACE BENEFITS | PO BOX 540874 OMAHA, NE 68154 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 3.00% |
| KEELER & ASSOCIATES3 Filed as: KEELER AND ASSOCIATES | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE | $7K | — | $7K | 10.69% |
| RALPH H KEELER3 Filed as: RALPH KEELER | 10114 SYDNEY LANE PLATTSMOUTH, NE 680484809 | AMERICAN HERITAGE LIFE INSURANCE | $2K | — | $2K | 3.22% |
| RALPH H KEELER3 Filed as: RALPH H. KEELER | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE | $1K | — | $1K | 2.11% |
| DAKOTACARE ADMINISTRATIVE SERVICES3 Filed as: DAKOTACARE ADMT SERVICES INC. | 2600 W 49TH STREET SIOUX FALLS, SD 57117 | AMERICAN HERITAGE LIFE INSURANCE | $820 | — | $820 | 1.20% |
| JOANN R MEYER3 | PO BOX 540874 OMAHA, NE 68154 | AMERICAN HERITAGE LIFE INSURANCE | $524 | — | $524 | 0.77% |
| ANTHONY C BUECHLER3 | 1203 COLONIAL CIRCLE OMAHA, NE 68046 | AMERICAN HERITAGE LIFE INSURANCE | $314 | — | $314 | 0.46% |
| SHAWN J KEELER3 | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE | $254 | — | $254 | 0.37% |
| KEELER & ASSOCIATES3 Filed as: KEELER AND ASSOCIATES | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE | $4K | — | $4K | 17.06% |
| RALPH H KEELER3 Filed as: RALPH H. KEELER | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE | $783 | — | $783 | 3.69% |
| RALPH H KEELER3 Filed as: RALPH KEELER | 10114 SYDNEY LANE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE | $451 | — | $451 | 2.13% |
| JOANN R MEYER3 | PO BOX 540874 OMAHA, NE 68154 | AMERICAN HERITAGE LIFE INSURANCE | $136 | — | $136 | 0.64% |
| SHAWN J KEELER3 | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE | $59 | — | $59 | 0.28% |
| TANYA WISHARD3 Filed as: TANYA M MULDER | 1753 NORTH 176TH PLAZA OMAHA, NE 68118 | AMERICAN HERITAGE LIFE INSURANCE | $55 | — | $55 | 0.26% |
| DAKOTACARE ADMINISTRATIVE SERVICES3 Filed as: DAKOTACARE ADMT SERVICES INC. | 2600 W 49TH STREET SIOUX FALLS, SD 57117 | AMERICAN HERITAGE LIFE INSURANCE | $19 | — | $19 | 0.09% |
| KEELER & ASSOCIATES3 Filed as: KEELER AND ASSOCIATES | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE | $631 | — | $631 | 10.44% |
| DAKOTACARE ADMINISTRATIVE SERVICES3 Filed as: DAKOTACARE ADMT SERVICES INC. | 2600 W 49TH STREET SIOUX FALLS, SD 57117 | AMERICAN HERITAGE LIFE INSURANCE | $149 | — | $149 | 2.47% |
| RALPH H KEELER3 Filed as: RALPH H. KEELER | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE | $148 | — | $148 | 2.45% |
| RALPH H KEELER3 Filed as: RALPH KEELER | 10114 SYDNEY LANE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE | $122 | — | $122 | 2.02% |
| JOANN R MEYER3 | PO BOX 540874 OMAHA, NE 68154 | AMERICAN HERITAGE LIFE INSURANCE | $18 | — | $18 | 0.30% |
| ANTHONY C BUECHLER3 | 1203 COLONIAL CIRCLE OMAHA, NE 68046 | AMERICAN HERITAGE LIFE INSURANCE | $7 | — | $7 | 0.12% |
| SHAWN J KEELER3 | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE | $2 | — | $2 | 0.03% |
| SCOTT INSURANCE3 Filed as: THE SCOTT GROUP | 8320 ALLISON POINTE BLVD CASTLETON, IN 46250 | TRUSTMARK INSURANCE COMPANY | $83 | — | $83 | 2.08% |
| FRED J. SCOTT3 | 3820 CIRCLE DRIVE INDIANAPOLIS, IN 46620 | TRUSTMARK INSURANCE COMPANY | $79 | — | $79 | 1.98% |
| JAMES RUSINE3 | 5626 CARROLLTON AVE INDIANAPOLIS, IN 46220 | TRUSTMARK INSURANCE COMPANY | $13 | — | $13 | 0.33% |
| JEANNE K SHAWHAN3 | 7909 BOSINNEY CIRCLE INDIANAPOLIS, IN 46256 | TRUSTMARK INSURANCE COMPANY | $7 | — | $7 | 0.18% |
| FRED J. SCOTT3 Filed as: THE FRED SCOTT GROUP | 8320 ALLISON POINTE BLVD INDIANAPOLIS, IN 462501696 | RELIASTAR LIFE INSURANCE COMPANY | $81 | — | $81 | 2.19% |
| WILLIAMS INSURANCE AGENCY3 | PO BOX 1507 SIOUX FALLS, SD 57101 | RELIASTAR LIFE INSURANCE COMPANY | $7 | — | $7 | 0.19% |
| MARK SHRACK3 | 430 N PARK AVE APT 205 INDIANAPOLIS, IN 46202 | RELIASTAR LIFE INSURANCE COMPANY | $1 | — | $1 | 0.03% |
| JEANNE K SHAWHAN, FRED SCOTT GROUP3 | 8320 ALLISON POINTE BLVD INDIANAPOLIS, IN 46250 | RELIASTAR LIFE INSURANCE COMPANY | $1 | — | $1 | 0.03% |
| KEELER & ASSOCIATES3 Filed as: KEELER AND ASSOCIATES | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE | $284 | — | $284 | 17.90% |
| RALPH H KEELER3 Filed as: RALPH H. KEELER | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE | $120 | — | $120 | 7.56% |
| RALPH H KEELER3 Filed as: RALPH KEELER | 10114 SYDNEY LANE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE | $27 | — | $27 | 1.70% |
| JOANN R MEYER3 | PO BOX 540874 OMAHA, NE 68154 | AMERICAN HERITAGE LIFE INSURANCE | $14 | — | $14 | 0.88% |
| KEELER & ASSOCIATES3 Filed as: KEELER AND ASSOCIATES | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE | $143 | — | $143 | 16.69% |
| RALPH H KEELER3 Filed as: RALPH KEELER | 10114 SYDNEY LANE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE | $32 | — | $32 | 3.73% |
| RALPH H KEELER3 Filed as: RALPH KEELER | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE | $19 | — | $19 | 2.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,196 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,196 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(6 contracts, 4 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,893 | $223K |
| Other(6 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,893 | $217K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,893 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.