| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | 751 ARBOR WAY, SUITE 250 BLUE BELL, PA 19422 | DELTA DENTAL OF SOUTH DAKOTA | $2K | $0 | $2K | 0.71% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 300 NORTH CHERAPA PLACE, SUITE 601 SIOUX FALLS, SD 57103 | DELTA DENTAL OF SOUTH DAKOTA | $998 | $0 | $998 | 0.37% |
| CASSIDY A GOLDSTINE3 Filed as: CASSIDY A. GOLDSTINE | 3922 SOUTH WESTERN AVENUE SIOUX FALLS, SD 57105 | AFLAC | $7K | $248 | $8K | 7.49% |
| CASSIDY A GOLDSTINE3 Filed as: CASSIDY A. GOLDSTINE | 1919 WEST 57TH STREET, SUITE 101 SIOUX FALLS, SD 57108 | AFLAC | $7K | $170 | $7K | 6.55% |
| AARON D GOLDSTINE3 Filed as: AARON D. GOLDSTINE | 2800 WEST STRATTON STREET SIOUX FALLS, SD 57108 | AFLAC | $4K | $87 | $4K | 4.12% |
| TRACY L HOSTLER3 Filed as: TRACY L. HOSTLER | 518 MAIN AVENUE BROOKINGS, SD 57006 | AFLAC | $3K | $111 | $3K | 2.74% |
| MJ INSURANCE3 Filed as: MELODY THOMPSON AND VARIOUS AGENTS | 518 MAIN AVENUE BROOKINGS, SD 57006 | AFLAC | $2K | $45 | $2K | 2.00% |
| LOCKTON COMPANIES, LLC3 | 751 ARBOR WAY, SUITE 250 BLUE BELL, PA 19422 | AFLAC | $1K | $0 | $1K | 1.09% |
| GREGG ROBSON3 | 23275 457TH AVENUE MADISON, SD 57042 | AFLAC | $1K | $0 | $1K | 0.99% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 300 NORTH CHERAPA PLACE, 6TH FLOOR SIOUX FALLS, SD 57103 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $4K | $7K | 8.00% |
| LOCKTON COMPANIES, LLC3 | PO BOX 417484 BOSTON, MA 02241 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $0 | $6K | 6.22% |
| LOCKTON COMPANIES, LLC3 | PO BOX 417484 BOSTON, MA 02241 | VISION SERVICE PLAN | $2K | $0 | $2K | 4.44% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 33213 COLLECTION CENTER DRIVE CHICAGO, IL 60693 | VISION SERVICE PLAN | $532 | $0 | $532 | 1.35% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 632 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 632 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | WELLMARK BLUE CROSS AND BLUE SHIELD OF SOUTH DAKOTA | 328 | $2.5M |
| Dental | DELTA DENTAL OF SOUTH DAKOTA | 693 | $267K |
| Vision | VISION SERVICE PLAN | 289 | $39K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 619 | $92K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 619 | $92K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 619 | $92K |
| Prescription drug | WELLMARK BLUE CROSS AND BLUE SHIELD OF SOUTH DAKOTA | 328 | $2.5M |
| Other(2 contracts, 2 carriers) | AFLAC | 619 | $195K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 693 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.