See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DILLON INSURANCE SERVICES EIN 47-4214062 PLAN SERVICE PROVIDER | Insurance agents and brokers Service code 22 | 329 FLINT STREET RENO, NV 89501 | $328K |
| ABC NEVADA CHAPTER EIN 88-0126253 PLAN SERVICE PROVIDER | Plan Administrator Service code 14 | 240 SOUTH ROCK BOULEVARD, SUITE 121 RENO, NV 89502 | $182K |
| HOMETOWN HEALTH PROVIDERS INSURANCE EIN 88-0177026 PLAN SERVICE PROVIDER | Plan Administrator Service code 14 | 10315 PROFESSIONAL CIRCLE RENO, NV 89521 | $128K |
| L/P INSURANCE SERVICES, INC. EIN 27-3054238 PLAN SERVICE PROVIDER | Insurance agents and brokers Service code 22 | 300 EAST SECOND STREET SUITE 1300 RENO, NV 89501 | $29K |
| A AND H INSURANCE, INC. EIN 88-0097951 PLAN SERVICE PROVIDER | Insurance agents and brokers Service code 22 | 3301 S. VIRGINIA STREET SUITE 201 RENO, NV 89502 | $22K |
| R&J INSURANCE SERVICES, LLC EIN 20-3425010 PLAN SERVICE PROVIDER | Insurance agents and brokers Service code 22 | PO BOX 34625 RENO, NV 89533 | $22K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 PLAN SERVICE PROVIDER | Accounting (including auditing) Service code 10 | 925 HIGHLAND POINTE DRIVE SUITE 450 ROSEVILLE, CA 95678 | $18K |
| PETER GILBERT EIN 88-0124666 PLAN SERVICE PROVIDER | Insurance agents and brokers Service code 22 | 31 KEYSTONE AVE RENO, NV 89503 | $15K |
| MARK AVILA INSURANCE SERVICES EIN 53-0681973 PLAN SERVICE PROVIDER | Insurance agents and brokers Service code 22 | 2320 FIRESIDE CIRCLE RENO, NV 89509 | $14K |
| EMPLOYEE BENEFITS DESIGN, INC. EIN 88-0335316 PLAN SERVICE PROVIDER | Insurance agents and brokers Service code 22 | 330 E WARM SPRINGS RD LAS VEGAS, NV 89119 | $10K |
| BOB MORALES EIN 54-8940082 PLAN SERVICE PROVIDER | Insurance agents and brokers Service code 22 | 679 SIERRA ROSE DRIVE SUITE B RENO, NV 89511 | $10K |
| TMG INSURANCE EIN 53-0565897 PLAN SERVICE PROVIDER | Insurance agents and brokers Service code 22 | PO BOX 34570 RENO, NV 89533 | $8K |
| ASSURED PARTNERS OF NEVADA, LLC EIN 35-2579530 PLAN SERVICE PROVIDER | Insurance agents and brokers Service code 22 | 139 E WARM SPRINGS RD LAS VEGAS, NV 89119 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,430 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,441 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | HOMETOWN HEALTH PLAN INC. | 1,239 | $6.4M |
| Dental | PREMIER ACCESS INSURANCE COMPANY | 217 | $35K |
| Vision | PREMIER ACCESS INSURANCE COMPANY | 217 | $35K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,239 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.